The brochure they gave you with check-in should explain it, but no, hamburger, fries, drink and dessert is 1 credit. However, there's a lot more than hamburgers.
A combo meal (usually burger + fries or another entree + side), drink, and dessert is one credit. The front desk should have given you a brochure that explains the dining plan and how to use it (if they didn't go back and ask for one). That should tell you everything you need to know.
Where are you staying?
Don't miss Wolfgang Puck Express in downtown disney during your stay, it's my favorite quick service restaurant for quality and value while on the dining plan.
Don't limit yourself to hamburgers and fries, unless thats what you want Sunshine seasons, Mexico & Morroco at Epcot are excellent Peco Bills, Columbia Harbor House at MK, Flametree Bbcue at AK, and Starring Rolls at HS are some great places. As the PP said, you get an entree, drink and dessert. Starring rolls has some great cupcakes!
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