Check Card

[reddog1473]

When does DCL charge your check or credit card? On the last day or at the end each day? Appreciate the help

 

[Bishoparc]

Depends on how much you spend. Our first cruise we didn't spend a whole lot but this last one we spent over $600. Looking at our credit card statement it looks like they charge you when you go over the onboard cash credit limit for the length of your cruise. So for example a 3-4 day cruise has a $300 cash credit limit. When I hit $319 they charged me once and then charged me the remainder at the end.

Here's a post with the limits for the different cruise lengths:
http://www.disboards.com/threads/setting-up-cash-account.3485429/#post-55246343

Ps, I always shy away from using debit cards for anything like this because of the chance of them putting a hold on your checking account. I don't know that Disney does that but I always just use a credit card and then pay the balance off when I get back to be safe.

 

[scootch]

You can also apply gift cards to your account if you are able to get them anywhere at a discount. Our grocery store gives fuel perks so I estimate what we will spend(tips, hair braids, ect...) and apply to the account.