Budget pulled that same insurance scam on us, but after a few phone calls when we got home which included threats to call the Better Business Bureau and dispute the amount on our credit card, they cancelled the added insurance cost. The following trip, we booked through Priceline and got Budget again. There is a box at the bottom of their form where they can fill in the expected balance when the car is returned. Anyone booking through Budget should have this box completed when picking up their car.