Just a note: if you hit your hotels limit (ie,$1000 at Moderate, I think) in accumulated charges, they will charge your card that night. Then your hotel balance is set to zero again for you to ring up some more. I guess if you never hit your limit then they will won't charge your card until checkout. This was my experience in 2001 (far too long ago , LOL!). For our intimate wedding they charged tons of stuff to the room (ie, characters, carriage, hair & makeup, etc) that weren't in the package a la carte and hit the card everytime I got to the $1500 GF max.