I heard someone talking about wanting to do that the other day and I just thought to myself "why would you loose so much doing that when you can do direct deposit and have it sometimes as short as a week?".I have never done that because I have never just HAD to do that so fast that it is worth the cost but do alot of people still do it? We norm just put the money into our savings alot of the time so I guess it would not be worth it....I mean unless you are waiting for a paper check it would be best to wait.This year we will maybe use some for our wdw cruise but I am just cheap I guess because no way would I just blow through my whole refund. If you are getting a refund do you have fun plans with it or does it go into savings? I swear one year we are going to just put it into something fun! haha I wish I was that care free lol but I am telling you one day WE WILL!until then let me live through you guys, what fun things are you doing?