Capital One Purchase Eraser

[Noles2002]

Hi! I am looking to use my Capital One card to help pay for part of my Disney trip. I was wondering... I am planning on booking the whole vacation (hotel plus tickets) through the Disney website. That gives me a grand total. There is no way to break up the hotel and the tickets. If I make my original deposit, and then make payments along the way (as I've accrued more points), does anyone know if this will show up in the "travel" category for Capital One to use my purchase eraser?
Thanks!

 

[ruadisneyfan2]

It should be considered travel. I know I've used the purchase eraser for DCL ground transfers and it counted as travel. What I find most annoying about the PE is that you must have enough points in your account to cover any particular charge completely. You can't just apply the points you have toward a higher amount of travel and pay for the remaining amount.
I had around $40 worth of CO points and had hoped to apply to our onboard account for a Med cruise 2 years ago. I couldn't do that because all of the charges were greater than $40 except for a charge of $16 for cab fare in Barcelona. Lesson learned.
So the last time I wanted to apply an odd number of points toward the cost of our DCL ground transfers, I asked my TA to enter is as 2 separate charges: one that equaled the amount of points I could use to erase it, and then the rest. Good thing we've been using her for years and she was so nice about it but once those points were gone, I was done with that travel eraser. 99.99% of our travel is domestic so the SWA card gives us great perks. Everyone has different needs so I imagine the CO card works for many people, just not for me. I still have it for rare times when we might need to avoid an international use fee but it's not my regular card.

Sorry to go off on a rant a little there. I just wished someone had explained that to me before I assumed I could apply partial amount of points toward the bill.

 

[Noles2002]

Sorry the rewards don't work out for you! We had a couple "rewards" cards before this one and it works best for us. Yes,sometimes the whole thing about not putting a partial payment stinks, but we've learned just save the points for the next vaca and have the whole thing paid for.

SW has crappy service here, and we drive a lot, so that wouldn't work for us. My plan with the CO purchase eraser is to make my deposit for what I currently have in points, around $800! So as we accrue more points I'll make a payment towards the vacation in the amount of points we have. I just wasn't sure if the whole vacation package would show up in the little "travel" category since there are tickets lumped with it. I didn't want to get screwed out of using my points if the lump sum charge isn't travel.

 

[CAFarmerGirl]

It should be considered travel. I know I've used the purchase eraser for DCL ground transfers and it counted as travel. What I find most annoying about the PE is that you must have enough points in your account to cover any particular charge completely. You can't just apply the points you have toward a higher amount of travel and pay for the remaining amount.
I had around $40 worth of CO points and had hoped to apply to our onboard account for a Med cruise 2 years ago. I couldn't do that because all of the charges were greater than $40 except for a charge of $16 for cab fare in Barcelona. Lesson learned.
So the last time I wanted to apply an odd number of points toward the cost of our DCL ground transfers, I asked my TA to enter is as 2 separate charges: one that equaled the amount of points I could use to erase it, and then the rest. Good thing we've been using her for years and she was so nice about it but once those points were gone, I was done with that travel eraser. 99.99% of our travel is domestic so the SWA card gives us great perks. Everyone has different needs so I imagine the CO card works for many people, just not for me. I still have it for rare times when we might need to avoid an international use fee but it's not my regular card.

Sorry to go off on a rant a little there. I just wished someone had explained that to me before I assumed I could apply partial amount of points toward the bill.

I had no problem only covering part of the travel expense with my Capital One card. Just did it about a month ago.

 

[ruadisneyfan2]

Sorry the rewards don't work out for you! We had a couple "rewards" cards before this one and it works best for us. Yes,sometimes the whole thing about not putting a partial payment stinks, but we've learned just save the points for the next vaca and have the whole thing paid for.

SW has crappy service here, and we drive a lot, so that wouldn't work for us. My plan with the CO purchase eraser is to make my deposit for what I currently have in points, around $800! So as we accrue more points I'll make a payment towards the vacation in the amount of points we have. I just wasn't sure if the whole vacation package would show up in the little "travel" category since there are tickets lumped with it. I didn't want to get screwed out of using my points if the lump sum charge isn't travel.

Wow that's a lot of points. I think I'd call to be certain if you're really counting on using them.
Yes, there is no one-size-fits-all when it comes to reward cards. Just a matter of finding one that works.

I had no problem only covering part of the travel expense with my Capital One card. Just did it about a month ago.

Well that's nice to know. Maybe I'll reconsider using my card again so we can use it toward hotel stays. Airfares are super cheap these days. At least Philly to MCO anyway.

 

[DVCTX]

I also recently used my Capital One points for a partial credit on a travel expense. The only requirement was that you needed to have enough points for a $25 credit before you could make a redemption.