I was thinking of doing the same thing in 2010 but borrowing will only leave me about 15 points left after a 5 night stay. I like to bank every other year to double up on points. I don't think I could wait another 2 years to go back so I am thinking about just getting a 2br and a 1br SV views so I will still have a few points to work with. Maybe I'll just have to add on!
Have a great trip!