Ok I'm sure this has been asked but I can't find where so I'm hoping someone can help me. We are planning a June 2012 trip. I have a total of 334 points 100 banked into 2012 use year and 234 in 2012 use year. We are going to book at 11 to our home resort(no borrowed points need to be used) but might have to drop a day at the beginning or end depending on plane ticket prices. Will I be able to bank the points that are returned to 2012 use year. No matter what all the 2011 banked points would be used. I'm basically confused when they say all points cancelled prior to 30 days from your reservation will be return to the use year that reservation was for. I'm not sure if that means if they are not borrowed or banked points they can be banked to the next year(within the rule of 4).
This probably doesn't make sense but I'm hoping someone out there understands my rambling.
This probably doesn't make sense but I'm hoping someone out there understands my rambling.

