Canadian Debit/Visa cards

[mmfan1310]

Does anyone know if you can leave the number for your debit card with the Visa insignia on it for charging at Disney?

 

[P&L@WDW]

The Canadian Visa Debit cards are not the same as the visa debit cards in the US. They are not actual credit cards - because of that, I don't imagine they can be used for charging privileges like that.

I work for one of the Major 5 banks in Canada, and we always tell our clients that the visa debit is only for certain online retailers.

 

[thebigman65]

Does anyone know if you can leave the number for your debit card with the Visa insignia on it for charging at Disney?

Well I have used my Canadian debit card to pay for lots of stuff at Disney and I believe you can leave it for charging purposes. You can also check out Scotia Bank and BMO. ...they have prepaid visa and mc. ...they cost $10 a year and no fees and you can load up to 5k on them....

 

[Debbie]

You can also check out Scotia Bank and BMO. ...they have prepaid visa and mc. ...they cost $10 a year and no fees and you can load up to 5k on them....

Can you have US funds preloaded on these? And can you gift them to someone else? (Couldn't find the answers on the website)

 

[thebigman65]

Can you have US funds preloaded on these? And can you gift them to someone else? (Couldn't find the answers on the website)

no, these are Canadian cards, but you can use them in the states....they just convert if like your regular account. I don't think you can gift them as when you go into the bank, they take all your info and it takes a couple of days for it to be active....if you are with Scotia or BMO, you can load them like an account transfer....if not....you can set them up like a bill payment but it take a few days for it to process...

 

[npstudent2012]

I just returned 2 weeks ago and used my TD debit visa as a credit card, I charged everything to the room and that was the only card I had. I don't own an actual credit card.

 

[Debbie]

no, these are Canadian cards, but you can use them in the states....they just convert if like your regular account. I don't think you can gift them as when you go into the bank, they take all your info and it takes a couple of days for it to be active....if you are with Scotia or BMO, you can load them like an account transfer....if not....you can set them up like a bill payment but it take a few days for it to process...

Thanks, that was what I thought from what I read. It would have been a perfect Christmas gift.

 

[bdoyledimou]

The Canadian Visa Debit cards are not the same as the visa debit cards in the US. They are not actual credit cards - because of that, I don't imagine they can be used for charging privileges like that.

I work for one of the Major 5 banks in Canada, and we always tell our clients that the visa debit is only for certain online retailers.

That;s weird cause MY bank told me that it would specifically would work in the manner the OP inquired about -- and it did!

We used our TD Debit/Visa to run our room charges without an issue -- we also used it in the same manner on our cruise ship.

We also used it in that manner while in the Bahamas.

 

[Eeyore's My Favorite]

That;s weird cause MY bank told me that it would specifically would work in the manner the OP inquired about -- and it did! We used our TD Debit/Visa to run our room charges without an issue -- we also used it in the same manner on our cruise ship. We also used it in that manner while in the Bahamas.

I've noticed that since TD Bank already has branches in Florida most of my customers don't have issues using their debit/Visa card in Florida but many other Canadian cards don't work unless the person has notified their bank prior to travel where they will be. In fact since I'm in a tourist area that holds true for anyone trying to use their debit card as a credit card. Most are blocked unless they advise their bank ahead of time. It's all for their protection of course!!

 

[waakn]

This is good info to know...I was gonna post ask same quiestion...if could use my TD visa/debit...Thanks for sharing

 

[minnie mum]

I've noticed that since TD Bank already has branches in Florida most of my customers don't have issues using their debit/Visa card in Florida but many other Canadian cards don't work unless the person has notified their bank prior to travel where they will be. In fact since I'm in a tourist area that holds true for anyone trying to use their debit card as a credit card. Most are blocked unless they advise their bank ahead of time. It's all for their protection of course!!

I thought that it was common practice for any bank to block or flag out of country transactions if they had not been notified in advance by the card holder. For both debit or credit cards. A simple precaution against cc fraud. This isn't anything new and is something that every card holder should know. This isn't the same thing as the debit card not being accepted as a method of payment. We never travel internationally without notifying our bank and credit card companies for precisely this reason. And we have used our debit card in several other countries with no problem. However, we do limit their use to cash withdrawals at Bank ATMs. I prefer to use our credit cards for any other transaction.

 

[Sue M]

I have a CIBC debit card but while in the US when I use the debit card at shops I have to enter it as credit card transaction.
However, mostly I just use it to get cash from a bank machine. I have a CIBC US acct & credit card that I use for most things.

 

[fattymatty]

I live about 10 min from the boarder and buy a lot of groceries and gas across the line and use my debt card as a visa every time, you will have no issue.

 

[minnie56]

I bank with RBC ...have a US debit card and canadian debit card, have zero problem using the canadian debit anywhere stateside. I was in buffalo last week and used it all over, the outlet mall, walden galleria. I used in April all over Florida ..