I have never been to Disney world.We are hoping to go Feb 18 to 23/08 if we get all of our ducks in a row.We have 2 daughters 9 and 6 and it will be their first trip as well.I have been doing as much reading as i can and noticed you can buy points from Vacation rental owner , is this safe to do?Should i stay with our travel agency, although it seems we will be paying more?