Can you only transfer between your own contracts ONCE per year?

[edk35]

I know as DVC members we can only make a transfer to someone or receive one. However is it the same between our own contracts if we have different resorts?

 

[JWG]

Technically yes, once per year.
In practice, they appear to let people transfer between their own contracts more frequently.

 

[dbs1228]

I have heard many things on the Dis board that it is iffy but when I called to transfer points I was told by a very informative and helpful CM that I could do as many transfers as I needed within MY ACCOUNTS. I was told as long as I am the owner of both accounts they will do whatever I need. This can very from CM to CM from what I have read. I hope this helps.

 

[disneynutz]

Depends on the CM at MS.

Bill

 

[horselover]

I have heard many things on the Dis board that it is iffy but when I called to transfer points I was told by a very informative and helpful CM that I could do as many transfers as I needed within MY ACCOUNTS. I was told as long as I am the owner of both accounts they will do whatever I need. This can very from CM to CM from what I have read. I hope this helps.

I was told the same thing before I purchased a new contract with a different UY. You can call MS & ask them if that will help ease your mind. I haven't had to do any transfers but I know people that do it all the time & have had no issues.

 

[edk35]

I was told the same thing before I purchased a new contract with a different UY. You can call MS & ask them if that will help ease your mind. I haven't had to do any transfers but I know people that do it all the time & have had no issues.

Hmmmmm so when you transfer a different UY into another acct. with another UY.....how does the 7/11 month window work then?

 

[Dean]

The last I heard the "official" answer was that the rules applied to all, even single owners of multiple master contracts. However, exceptions are made on an individual basis. In practice they'll allow more and even banked/borrowed points when it makes sense such as to get the points all together for a cruise or to finish out a given night. It does vary by CM though.

 

[Deb & Bill]

I have one smaller contract with a different UY than my main contract. I've had it for many years. Everytime I transfer from it to the main contract, they have told me that I have used my one transfer in or out for the year. I've transferred points from one to the other at least five or six times if not more.

This past year, when I only transferred a portion of the contract to the larger one, the CM reminded me that I wouldn't be able to transfer again during that UY.

 

[Dean]

I have one smaller contract with a different UY than my main contract. I've had it for many years. Everytime I transfer from it to the main contract, they have told me that I have used my one transfer in or out for the year. I've transferred points from one to the other at least five or six times if not more.

This past year, when I only transferred a portion of the contract to the larger one, the CM reminded me that I wouldn't be able to transfer again during that UY.

Standard responses, I don't think that has any bearing. The issue becomes whether anyone has needed to transfer outside the printed rule and been told no. I don't recall a case where this happened in many years and only 1 or 2 total.

 

[GranddadTom]

The last I heard the "official" answer was that the rules applied to all, even single owners of multiple master contracts. However, exceptions are made on an individual basis. In practice they'll allow more and even banked/borrowed points when it makes sense such as to get the points all together for a cruise or to finish out a given night. It does vary by CM though.

Dean -

Your answer is contrary to my experience of a couple of weeks ago. I needed to borrow a few points from one of my contracts to fill out a reservation from a second contract. I was told, "no, borrowed points can't be transferred". From what you say, I guess I should have just stopped then and called back to get a different CM. Interesting.

 

[Sandisw]

Dean -

Your answer is contrary to my experience of a couple of weeks ago. I needed to borrow a few points from one of my contracts to fill out a reservation from a second contract. I was told, "no, borrowed points can't be transferred". From what you say, I guess I should have just stopped then and called back to get a different CM. Interesting.

It sounds like what the CM thought you wanted to do was transfer points that would need to be borrowed in order to be used for the reservation. That is not the same as simply transferring points to use with your other contract.

For example, say you want to travel in Jan 2012 and have two contracts, one with a Dec UY and one with a Feb UY. You have Dec 2011 UY points to use and want to transfer some of your Feb UY points to complete that reservation.

You could transfer Feb 2011 UY points to your Dec UY contract and use those for the Jan 2012 vacation. What you would NOT be able to do is transfer Feb 2012 UY points into your Dec UY contract for the Jan 2012 trip because those Feb 2012 UY points would not be valid before Feb 1st, 2012--making them ineligible to be used for a Jan 2012 trip.

If all you wanted to do was transfer current UY points from one contract into the other one to use for a reservation, than that is not "borrowing" points from one to the other, but would be considered a "transfer". Is it possible you used the word "borrow" with the CM instead of transfer? If so, it could have confused the situation.

 

[Dean]

Dean -

Your answer is contrary to my experience of a couple of weeks ago. I needed to borrow a few points from one of my contracts to fill out a reservation from a second contract. I was told, "no, borrowed points can't be transferred". From what you say, I guess I should have just stopped then and called back to get a different CM. Interesting.

Disney is very inconsistent. My experience is that it's case by case but it can be done where it makes sense to do so. Say you didn't have the points in the one contract and the only reasonable way you could proceed would be to transfer borrowed points. I'm not sure I've seen an example with borrowed points but I have with banked points. Of course this could all go away tomorrow or yesterday. The best is to stay out of the situation if possible though. The best example of when they'll do this type of things is for cash type exchanges where their system will only let you pay with points from a single contract such as DCL.

 

[JJSWDW]

I think part of the reason for the inconsistency is the quantity of rules and the similarity of them confuses members and castmembers alike. Transfer within your accounts vs transfer to another party, all seems like a "transfer" but they are different animals. It's getting to be like keeping up with IRS Tax Code regs. It'll be nice someday when we have a web based system and can see if this stuff works for ourselves instead of dialing for the CM who remembers the training on some obscure (or not so obscure) scenario.

 

[MrsG]

Clarification please.

We have our original purchase plus 6 add ons, all through Disney with the same use year. Can I transfer points between my sub contracts? Let's say I want to go to BCV but I am a few points short and I want to book BCV at the 11 mo window. Can I transfer from my SSR contract to my BCV contract for the difference I need so I can book my whole stay at 11 mos out?

 

[Deb & Bill]

Clarification please.

We have our original purchase plus 6 add ons, all through Disney with the same use year. Can I transfer points between my sub contracts? Let's say I want to go to BCV but I am a few points short and I want to book BCV at the 11 mo window. Can I transfer from my SSR contract to my BCV contract for the difference I need so I can book my whole stay at 11 mos out?

They are not separate contracts if they have the same UY and you bought all the add-ons through Disney. They are one contract with different suffixes. So your contract is numbered xxxxx.000, xxxxx.001, xxxxx.002, etc. That is one contract. You can use BCV points and SSR points at 7 months without a transfer. But you can only use BCV points at BCV at 11 months out. You cannot use SSR points at 11 months out at BCV.

If they were separate contracts, they would be numbered xxxxx.000, yyyyy.000, zzzzz.000.

 

[disneynutz]

They are not separate contracts if they have the same UY and you bought all the add-ons through Disney. They are one contract with different suffixes. So your contract is numbered xxxxx.000, xxxxx.001, xxxxx.002, etc. That is one contract. You can use BCV points and SSR points at 7 months without a transfer. But you can only use BCV points at BCV at 11 months out. You cannot use SSR points at 11 months out at BCV.

If they were separate contracts, they would be numbered xxxxx.000, yyyyy.000, zzzzz.000.

I have to disagree with Deb on this one, (which I never do).

They are legally separate contracts listed under a master contract number. If you sell them, you would need to sell each one separately. When you use the points, they are used from each contract separately and they are listed on the members website, under the master contract, separately.

Also the add-ons do not have to be purchased from Disney to be added to an existing master contract number as a .xxx.

Bill

 

[Deb & Bill]

I have to disagree with Deb on this one, (which I never do).

They are legally separate contracts listed under a master contract number. If you sell them, you would need to sell each one separately. When you use the points, they are used from each contract separately and they are listed on the members website, under the master contract, separately.

Also the add-ons do not have to be purchased from Disney to be added to an existing master contract number as a .xxx.

Bill

Right back atcha, Bill.

But they wouldn't need to transfer between add-ons to the same master contract.

 

[disneynutz]

Right back atcha, Bill.

But they wouldn't need to transfer between add-ons to the same master contract.

True but I didn't want anyone to think that separate contracts can become one just because they use the same master contract number. We are talking for transfer purposes only.

We have been told the one transfer policy when transferring from one master to the other and on another occasion I was told that there isn't a limit if you own all of the contracts.

Like so many other things Disney, it depends on who you talk to.

Bill

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[Dean]

I have to disagree with Deb on this one, (which I never do).

They are legally separate contracts listed under a master contract number. If you sell them, you would need to sell each one separately. When you use the points, they are used from each contract separately and they are listed on the members website, under the master contract, separately.

Also the add-ons do not have to be purchased from Disney to be added to an existing master contract number as a .xxx.

Bill

They are legally separate but are treated as one account under a single master contract. The only exception would be if they are different home resorts. As it applies to transfers, they do count as one all together. If ones interprets the current transfer rules literally it's actually one per member, not one per contract. That could mean each member has a transfer or it could mean that a member with multiple master contracts only gets one, it's open for interpretation. The current interpretation appears to be one per master contract.

 

[BeccaG]

A little off topic, but sometimes I think, no I know, that the collective wisdom of the sages here on this board is far superior to those within DVC of understanding the ins and out, rules and regulations of the product!