Can you finance add-on pts?

[kenny]

Pretty much decided we are buying DVC REAL soon. Just have to decide which resort and how many pts.

Looking at the charts I am thinking we would ideally need around 225 pts. That would get us a 1 bedroom for the times we like to go (early dec and oct) or studio if we wanted to go during the Peak times.

That being said there is a big price difference between 225pt and 160 pts. My thinking is maybe we should buy the 160 for now and get our feet week. See what are travel plans really are, etc and buy more pts in the coming years.

My question is if you finance the first 160, can you still finance the add-on pts later?

 

[wildernessDad]

You can finance as little as a 50-point add-on. For a 25-point add-on, you'd have to pay in cash.

 

[mousemania]

You will be better off buyer the lower points and adding on later if you're going to deed this to more then one child.
The points are deeded together and can't be split up.
Plus if you decide to sell you're buyer may be in the same situation as you, so being able to sell two sets of 160pts is going to be easier then 320pts as one.

Hope that made sense.