Can someone check my logic for using lower priced points for DLR reservations?

[dragonflymom]

Although I love WDW, DH thinks we would only be able to visit every 5 years or so since we're in California. We visit DLR every year at least once and usually off site, but would love to stay at either Disneyland Hotel or GCH. I checked the points requirement for both and thought they were pretty reasonable compared to paying cash, esp. DLH at off-peak weekdays which we can take advantage of.

I'm tempted to get 2 small contracts: one for either BCV or SSR in the next year or so and use the bank & borrow strategy to accumualate points for a 2009 visit to WDW. The other small contract I'd like to use the points for either DLH or GCH in Southern California. It would seem to make sense that for the latter contract, I get it at the lowest price per point possible as well as low maintenance fees. I was thinking Vero Beach for the low price per point or SSR for the low maintenance fees. My hope is that once I get DH to taste life at a DVC resort at WDW that he will be sold on more frequent trips and we can sell the Vero Beach contract and hopefully breakeven on the per point purchase price, so that our out-of-pocket would be the closing and maintenance for 3 - 4 years. We can then use the money to add on points for the WDW home resort contract.

Do you think this makes sense and is there anything I should consider/ watch out for?

Thanks in advance!

 

[Caskbill]

Keep in mind that unlike regular DVC resorts, regular Disney hotels, including the disneyland hotels, have points requirements that generally change every year as they are re-negotiated with DVC.

The number of points required today to stay at the Grand Californian for example, may increase next year, and again the year after. It's also possible they could cease the program completely and no longer allow using points to stay in regular Disney hotels at all.


On the other hand, the probability is pretty high that DVC will eventually build a DVC resort at DL. If that were the case you'd be able to use points there. Of course, if that wasn't your home resort, you'd be stuck booking only at the 7-month window.

 

[dragonflymom]

Thanks, Caskbill. It would be so great if they do build a DVC resort out in DLR. My dilemma is whether to wait or bite now. I guess if I commit now, I'm banking on these contracts, especially small ones, being able to sell easily in the resell market and perhaps even recoup the purchase price per point. I'll be interested in what people think and whether Disney frowns upon frequent sales and purchases given some people (like me ) who wants to reserve the right to change their mind!