Can I return these jeeps???? HELP

[Mommy Poppins]

First, I too, am very sorry to hear about your husband. Your family will be in our prayers.

I just wanted to also suggest talking to the salesman/dealership where your husband leased the Jeep. They may be able to help you deal with it now rather than waiting. You probably are not using both vehicles right now anyway so maybe you could work out the arrangements now and possibly stop having the lease payment.

 

[dznymom3]

I don't have any advice...just wanted to say you and your family are in my prayers. Big hugs to all of you

 

[EthansMom]

I should have mentioned in my original post that we already have established a "TRUST" and when he dies everything in the "TRUST" reverts to me. We did this when he was originally diagnosed back in 3/2004.

JerJan,

I'm so sorry to hear of your husband's illness.

In addition to the trust, you and your husband should also get wills in order to make certain that any property not included in the trust transfers smoothly. Also, if you don't already have them, I highly recommend a Financial Power of Attorney so that you could make financial decisions on your husband's behalf, an Health Care Power of Attorney so that you can make health care decisions on your husband's behalf, and a Living Will so that your husband can make his wishes known should his illness severely incapacitate him. DH and I got all of these legal documents made up when I was pregnant with our first child.

If your husband passes, you should go in and get or revise the same legal documents so that you can be sure your daughters are properly cared for and your wishes are carried out in the event that something should happen to you. Sorry to lay something else at your door, when I'm sure you've taken on so much already, but it's a wise move to make.

Regarding your automobiles: Whether or not the leasing company will take back the leased auto is pretty much up to them. Your best bet would be to contact them after your husband's passing and see what happens. Another option would be to sell the lease (not sure how that works, but I know it can be done).

I'm sending up a prayer for your husband and your whole family.

 

[mdinecola]

I know this must be a horribly stressful and emotional time for you and your family. You are in our prayers. I just wanted to suggest that, if the car is indeed only in your husband's name and your name is not on the lease, consider letting it go back. If the lease finance company won't work with you on this, tell them you can't afford it and they can repossess it. I don't think this will go on your credit, just your husband's. (Maybe someone here with a little more "credit knowledge" can answer that) First, make every effort to explain the situation to them and see if they'll take it back early and, if not, you can only do so much - let it go back. Sounds like his credit is the least ofhis worries right now.

Best of luck to you and yours........

Michelle

 

[Mickey Fliers]

I am sorry sorry that you are having to go through this.

I am not sure how this applies, but I thought I would pass along some helpful info. My FIL passed away 4 years ago after a long fight with cancer. After his passing, my MIL payed off some credit cards and a student loan that her DH had taken out in his name only. Then she found out that she did not have to pay these debts since they were never in her name and the lenders refunded the money.

I hope you speak with an estate attorney soon.

Best Wishes

 

[DaisyLynn]

Just wanted to extend love and prayers from my family to yours during this difficult time.

I am lost when it comes to these kind of situations...but I do have to say that you and your DH deserve a movie date night ...just some time together.

My thoughts are with you!

 

[LuvTinkBell]

I don't have any advice concerning your leased vehicle.

I just want to say I am so, so sorry for the difficult time your family is facing. Prayers are being said for all of you.

 

[JerJan]

You are the GREATEST....thanks again to all of you!

Jan

 

[MinnieGi]

Hugs and prayers to you and your family.

 

[kilee]

I don't have any advice either. I just wanted to say I will say a prayer for you and your family.

 

[dcfromva]

JerJan,
I am so sorry to hear your news about your DH. Hugs and prayers to you and your family in this very difficult time.

There was a discussion on this topic a few months ago. From what I gathered, sometimes it is difficult to get out of the lease-even under the most compelling circumstances. I hope that is not the case in your situation, but if so, there was another suggestion:

link to swapalease.com posted by zracat a while back.

in this thread

HTH
-DC

 

[GoofyArt]

First and most important JerJan, special to you, your husband and your DDs. May you find the strength you need to get through the days and weeks ahead. I lost my wife to cancer only 5 weeks ago and know all too well how hard it is to think of rest at this point, when your priorities are your husband and family obligations. My thoughts and prayers are with you all.

Your question has very good timing. I ended up with 2 vehicles and exchanged both for a new one (to create new memories with my DS11 and DD4). One was owned and I believe other people have made good recommendations for you. My other was a lease from GMAC. I had to call GMAC and they were quickly able to confirm that I could get out of the lease early, and also told me how much it would cost to get out of the lease. I got out a year early but ended up paying a penalty. I'd recommend calling the lease company before you get a lawyer involved, to see what they say first. It ended up being less stressful than I feared.

Take care of yourself.
GoofyArt

 

[lbgraves]

I have no financial advice but have said a prayer for your family. MIL has battled stage 4 colon cancer for almost four years now. IDK if you have already contacted them, but I have found the American Cancer Society to be a wonderful source of support. I called frustrated because the insurance company was denying payment for her chemo last year. The woman who answered the phone talked to me for two hours. They are there for victims and their families. After trying to handle that battle for MIL it was a relief to be able to cry & talk to someone who really understood what it feels like.

 

[mickeymousemom]

I hope everything works out for you. My thoughts are with you.

 

[MiaSRN62]

Jan,
First of all, I am so sorry to hear about your dh's health.

Not sure about the vehicles. But to share our experience----my mil's cancer took a turn for the worse in 4/04. She was put on hospice and we took care of her in our home for 4 months. My dh got power-of-attorney (all he needed was a document he printed off the computer and a notary, then he filed the document with the local court). But financial questions/issues started to creep up when we were having trouble paying all her bills (and our own) when we needed to take the Family Medical Leave Act from our jobs to care for her. We had decided to sell her home in order to alleviate many of her bills. The best thing we did was to hire an estate lawyer. She really took time and spelled everything out for us and told us exactly what we needed (or could) do financially/legally.
We perhaps needed an estate lawyer more than you because we had family members (my dh's 3 brothers) who were seeking financial gains from my mil's estate and were willing to sue my dh to get what they wanted. The estate lawyer totally protected us in regards to financial decisions that were made. It left no room for dispute.
Also, Ethansmom mentioned a health care POA. We did this early on and it was invaluable. It allowed us to discuss specifics with my mil's oncologists/doctors, pick up medical files, prescription drugs etc. The HIPPA laws can be very strict. On a side note, I cannot say enough about the hospice system either. We had nurses, nurses aides, clergy, social workers & volunteers etc at our beckon call. They helped the whole family deal with the process of losing a loved one. The social workers were able to help us with some financial concerns as well. Hospice was 100% paid by my mil's Medicare.
I wish you luck with the vehicle situation. I sincerely hope the car company can work something out with you.
My prayers are going out to you and your family during this difficult time. Hang in there Jan.