Can I buy 100pts from Disney?

[dcibrando]

Can I buy something other than 160 points from Disney? (like on a resale of SSR) or is the minimum 160 for any resort (even if you're on a waiting list for an older resort?)


Also, can someone help with with that the approx. $ advantage is to counting interest on your DVC financing with Disney?


tks!

 

[MinnieGirl33]

You can purchase less than 160 on your original buy in but not thru Disney.

Check out the forum sponsor. Seems to have a great reputation.

 

[dcibrando]

what is the interest rate on a 10yr loan through the timeshare store, does it require a 10% down payment, and is the interest possible to count on your taxes through them?

tks

 

[Spark]

For your initial purchase, if through Disney, you must purchase at least 160 points at the same resort. Doesn't matter if it's at the new resorts or you waitlist for the old ones. If you purchase resale, you can purchase any amount of points you want. Then Disney will let you add on at lower points- starting at 25 points if you are paying without financing through them. We wanted only 100 points at Beach Club Villas and bought our initial contract resale. We then almost immediately turned around and added another 80 at the Boardwalk through Disney direct. I am happy with our decision. This way, we will stay at BCV one year, and BWV the next...

 

[JimMIA]

what is the interest rate on a 10yr loan through the timeshare store, does it require a 10% down payment, and is the interest possible to count on your taxes through them?

tks

There is a "sticky" right at the top of this page which provides all that info.

Some of your questions sound like you need to read some basic information. Here are two links to independent sources of basic information about DVC.

http://www.allearsnet.com/acc/dvc.htm
http://www.mousesavers.com/dvc.html

I don't necessarily agree with every word on either of these pages, but at least they will give you a starting point for your basic research.