Remember back in the old days when you didn't have to think about buying an extended warrantee because things were Built To Last?
I tend not take take out extended warranties on most things, but in truth that's because the cost of the warranty is so high compared to the cost of the goods that I reckon I'll take my chances. But I understand your point.
May I suggest you take a couple of hours to see the inspired by true events movie called Bordertown? There's a reason why they want to come here, and a reason why mainstream media brushes it under the rug to pursue entertainment news instead of real news.
I'll try to find it. Agree with your comments about media; I love watching Fox News - it's my favourite comedy channel on televisoin. That bit where they say "fair and balanced"... cracks me up every time. Sadly some people think it's a real news station!
I agree with most of what you said here. Much of globalisation is inspired by corporate greed, and working conditions in China can be horrible. People do not have the rights they ought to have.
Yet on the positive side, skilled workers' pay is increasing rapidly. I am sure that I read an Economist article saying that top-grade manufacturign engineers are now costing around 70% of the equivalent grade in the west. And I see hope in that, along with a (possibly naive) belief that that will in turn drag up the pay of other kinds of workers.
As for the quality of goods, companies can manufacture good products anywhere, and can manufacture poor products anywhere. It's down to their processes and their quality control. If you're outsourcing manufacturing then it's your job to make sure that your subcontractors do what they should. Mattel learned this the hard way.
Back to the topic at hand: if people want to buy stuff on credit that's up to them. They're the ones who have to pay it back. I just thought it was funny about the DVC thread and people who ask strangers if they should spend money when they've just had a financial setback.

I'd agree with that. My confidence in my financial future is so limited that my first goal in life is to pay off my mortgage. I would far prefer not to take out a loan for anything that I don't need to (with the possible exception of a 0% finance deal, when I have the money to repay it set aside). But maybe I'm just a little more insecure than most!
regards,
/alan
PS About Bin Laden, I agree he's from an incredibly wealthy family and has financed many training camps etc. But the fundamental act of taking control of an aeroplane and flying it into a building did not take a lot of resource; that was my point.