Borrowing and Banking Points

[coup2516]

Hi all! I think I have this right but just want to double check. Dec UY here. We're reserving a couple of trips this year (Oct. & Nov.) and will probably need extra points, but we're not planning on doing a trip next year. If I borrow some points from 2017 (technically next year's points) to complete a reservation this year, I can bank the rest of 2017's points, right? Thanks for your help!

 

[MrInfinity]

Sure. If you borrow some, you can bank the rest, no problem! You just can't bank the points you borrowed. There's no rush to bank the leftovers until July of next year, so I'd sit on them for a while in case you decide you want a trip sooner.

 

[coup2516]

Sure. If you borrow some, you can bank the rest, no problem! You just can't bank the points you borrowed. There's no rush to bank the leftovers until July of next year, so I'd sit on them for a while in case you decide you want a trip sooner.

Thanks! That's what I thought, but I was second-guessing myself. For some reason, I thought I remembered a rule about one transaction/UY, but I think that's with transferring points, not borrowing/banking.

 

[KAT4DISNEY]

Thanks! That's what I thought, but I was second-guessing myself. For some reason, I thought I remembered a rule about one transaction/UY, but I think that's with transferring points, not borrowing/banking.

Yes, that is for a transfer either in or out - only once per UY. Banking and borrowing does not have that restriction.