There's a character meal thread somewhere... let me check if I find the links.
Well, your description does sound a lot like me, so you may be another fan of Goofy's soon.
Surf's Up is the only breakfast where you can meet Mickey and Stitch and the only one where Daisy shows up from time to time. It's Hawaiian themed, used to be Lilo and Stitch's Ohana breakfast. Doesn't have many characters (we normally see four plus whoever is at the photo stop), but food is quite good.
Critter Breakfast has the "woodsy" characters. All fur.

Chip, Dale, Meeko, Terk, the bears from Brother Bear and the likes. You can order from the menue there, don't have to order buffet. Buffet section is a bit limited, but still good.
Ariel's has princesses as the name obviously says.
Minnie's is the only place that has Winnie the Pooh characters at Character Meals. We've also seen Minnie, Goofy's son Max, Chip and Dale, Rafiki, Fairy Godmother... I know I am forgetting someone, but right now I am blanking.
Food wise I'd classify this as the worst meal. Basic cafeteria style food, but I am told the omelettes made to order are good.
Goofy's. Large buffet, dessert section is to die for. Usually has around 6 characters. Goofy, Chip, Dale and Pluto are regulars. You'll normally see two female characters - sometimes two princesses, sometimes one princess along with Minnie or Alice. We've also seen Aladdin, Baloo and Gepetto among others.