We are Copper Creek direct owners and we just bought a resale contract at Saratoga Springs. This resale contract came with banked 2020 points that will expire in Feb 2022. It's my understanding that we can't use these resale points to book at Riviera...right? I'm hoping that perhaps because we also own direct, that I'm wrong?!!? But I think the answer is no. We can use our direct Copper Creek points towards Riviera, but not the resale Saratoga Springs one. Any help would be appreciated! Thanks in advance.