Blue Card decision for Poly, Copper Creek, or VDH?

[intamin]

Yeah I would sell Hilton Head first, but keep Aulani since it’s subsidized.

I own resale subsidized Aulani too and those would still be first to go over any of my direct points

 

[VGCgroupie]

I own resale subsidized Aulani too and those would still be first to go over any of my direct points

No way! For me it would be VGC resale 1st. I think I would let go of BW and CCV before my Aul sub. That is a hard hard choice.

 

[Makai]

My opinion is you dont know what the future holds. Its easy to say we will just keep this contract for 48 years because its our only direct contract with membership extras, but things change in 48 years, new hotels come up that you might want etc. Maybe youre over Disney

Its only $300 something to close a contract in California. Id rather pay that and have an easy offload.

The 50 point contracts are the ones that sell the fastest and get the most money, even on higher point charts. People can still stay a decent amount on duo studios with banking and borrowing at this hotel. 50 points allows you to offload a little bit and still have an okay amount of points and buy somewhere else.

Like let's say you keep 100 points down the line and blue card benefits are 200 points and youre interested in the new bcv. Well you only have to buy 100 points there and youre back at blue and with how the point charts will be, youre gunna need that 100 points regardless. People sell and buy new contracts all the time. All three resale contracts i bought are from people who bought directly from Disney and im sure never thought they'd want to sell.

I think a faster offload is even more important on a restricted resort, even tho im ofc bullish on vdh retaining a decent value because of the location

I can’t imagine ever losing my love and loyalty for all things Disney, but it’s more difficult to know how my children will view the contracts in the future. Hopefully I raised one of them right!

I think the faster offload for my husband, or kids that inherit this may be the prudent thing to do since I am already 52 years old. I will never sell it though while I’m on this earth.

 

[intamin]

No way! For me it would be VGC resale 1st. I think I would let go of BW and CCV before my Aul sub. That is a hard hard choice.

Mg selling order goes AKL then AUL then Poly then RIV in order. Hard stop is at Poly because that's direct points territory

 

[Makai]

No way! For me it would be VGC resale 1st. I think I would let go of BW and CCV before my Aul sub. That is a hard hard choice.

Let’s say I decide to sell one of the 50 point contracts at VDH. If I buy another 50 direct at CCV or AKL for example, before selling VDH, do I keep the Blue Card since I never dropped below the 150?

 

[intamin]

Let’s say I decide to sell one of the 50 point contracts at VDH. If I buy another 50 direct at CCV or AKL for example, before selling VDH, do I keep the Blue Card since I never dropped below the 150?

Assuming the threshold is still 150 points yes

 

[Girlstar30]

I can’t imagine ever losing my love and loyalty for all things Disney, but it’s more difficult to know how my children will view the contracts in the future. Hopefully I raised one of them right!

I think the faster offload for my husband, or kids that inherit this may be the prudent thing to do since I am already 52 years old. I will never sell it though while I’m on this earth.

Me neither but happens

 

[VGCgroupie]

Let’s say I decide to sell one of the 50 point contracts at VDH. If I buy another 50 direct at CCV or AKL for example, before selling VDH, do I keep the Blue Card since I never dropped below the 150?

What intamin said is how I believe that it is. You just have to replace it with whatever amount would be required to be blue card at that time. So if you sell 50 and the new blue card requirement is 175 you would need to buy 75. I would ask your guide if they know if it's possible if you buy then sell you retain benefits.

 

[Makai]

Assuming the threshold is still 150 points yes

I forgot to add in my example a situation where Disney had raised the Blue Card eligibility to 200 or higher: Am I locked in at the 150 mark as long as I always keep 150 direct points in my membership, or would selling off one of the contracts at VDH end that perk even if I had replaced it with a different direct resort?

 

[Girlstar30]

And im sure u know this but that replacement 50 cant be resale

 

[Girlstar30]

I forgot to add in my example a situation where Disney had raised the Blue Card eligibility to 200 or higher: Am I locked in at the 150 mark as long as I always keep 150 direct points in my membership, or would selling off one of the contracts at VDH end that perk even if I had replaced it with a different direct resort?

Not locked in, need to go with the 200 or higher

 

[Makai]

What intamin said is how I believe that it is. You just have to replace it with whatever amount would be required to be blue card at that time. So if you sell 50 and the new blue card requirement is 175 you would need to buy 75. I would ask your guide if they know if it's possible if you buy then sell you retain benefits.

I will check with my guide to get clarity on this, but it does give me hesitation in splitting the contract up if I would lose the Blue Card eligibility.

 

[Girlstar30]

I will check with my guide to get clarity on this, but it does give me hesitation in splitting the contract up if I would lose the Blue Card eligibility.

Its been clarified i just went thru this

 

[VGCgroupie]

Its been clarified i just went thru this

So they said yes even if you buy more before you sell any

 

[airjay75]

I will check with my guide to get clarity on this, but it does give me hesitation in splitting the contract up if I would lose the Blue Card eligibility.

If you think it is a possibility you would ever pass the contract on to one of your kids, my understanding is that the single 150 contract would be grandfathered, but that if there were 3x50 contracts and they raise the point minimum to 200, and pass on those 3x50 contracts even to just one kid, then because each contract is viewed in isolation, they would lose direct benefits unless they bought another 50 points. That said, I'd ask your guide too - I don't think I pressed this question at the time to contemplate every hypothetical with my guide.

 

[Girlstar30]

So they said yes even if you buy more before you sell any

Whatever the minimum is at the time, thats how much u need to have if u offload some of the original

 

[Brian Noble]

t’s more difficult to know how my children will view the contracts in the future.

You probably can't.

It's not enough to love vacationing at a Disney destination. They also have to have the availalbe vacation time and the financial means to do it, compared to all of the other uses for that time and money they might have. Points pay for lodging, but they don't pay for park tickets. Or food. Or getting to the resort.

And that's before taking into account any potential partner, and the extra set of family commitments and expectations that come along with that.

 

[VGCgroupie]

Whatever the minimum is at the time, thats how much u need to have if u offload some of the original

Okay I thought so but hadn't really thought about buying more prior to selling any and if it would change. I would still split regardless.

 

[intamin]

I will check with my guide to get clarity on this, but it does give me hesitation in splitting the contract up if I would lose the Blue Card eligibility.

What were saying is correct. When you get the 150, those points have now grandfathered you in to get benefits. When you sell those 150 or even a part of those 150, you are no longer grandfathered and must meet the current blue card requirements if you want those benefits, whatever they may be. That's why personally I said, keep it as 150. I don't have a problem with 50 point contracts I actually have a couple 50 point direct contracts of my own, but I would split up future ones should you buy more. Not your first one. But again, that's just my personal opinion.

Edit: since it is VDH, resale restrictions do come to mind so that might make it more worthwhile to split but I feel like at most I would do a 100/50 split

 

[Girlstar30]

Okay I thought so but hadn't really thought about buying more prior to selling any and if it would change. I would still split regardless.

Same because if I sell one there is no way im buying only 50 points at another, that makes zero sense with how long I stay. 150 points isnt enough as is.