Best credit card to pay DVC dues

[cdurham1]

Did anyone pay their DVC dues this year with their Wells Fargo Attune card? I am wondering if it coded for 4x rewards.

 

[eticketplease]

It codes for Travel when using Chase cards not sure about WF.

If someone has that card and has already fully paid their dues and has the card someone could prepay a small amount towards next years dues with that card and let you know.

 

[VGCgroupie]

I will follow along 4x is pretty great, Wells Fargo is never on my radar for cards. And with the news on CSR not getting 3x on other travel many will be looking for new options.

 

[cdurham1]

I will follow along 4x is pretty great, Wells Fargo is never on my radar for cards. And with the news on CSR not getting 3x on other travel many will be looking for new options.

What do you mean about the CSR?

 

[eticketplease]

What do you mean about the CSR?

There are rumors going around that the Chase Sapphire Reserve will be changing things up and "Other Travel" will now only earn 1x from its current 3x which DVC would probably fall into.

 

[cdurham1]

There are rumors going around that the Chase Sapphire Reserve will be changing things up and "Other Travel" will now only earn 1x from its current 3x which DVC would probably fall into.

Hmm, I wonder if that will apply to my cruise charges, too.

 

[VGCgroupie]

Hmm, I wonder if that will apply to my cruise charges, too.

Yes it would. Here is an article showing the possible changes, nothing is confirmed yet though. https://www.doctorofcredit.com/rumo...e-to-increase-annual-fee-to-795-new-benefits/

 

[cdurham1]

Yes it would. Here is an article showing the possible changes, nothing is confirmed yet though. https://www.doctorofcredit.com/rumo...e-to-increase-annual-fee-to-795-new-benefits/

Thanks. Not sure how I feel about that...

I did go ahead and make some Sapphire Reserve Tables reservations for a trip I have coming up to New Orleans. I really needed another reason to eat there... Lol.

I just paid $10 in advanced dues for DVC with my Attune card to see how it codes. Hoping WF adds some more transfer partners. They have 1:2 with Choice, which is pretty good because I have gotten some 1ccp redemptions with them. So 4x points transferred 1:2 turns into 8% equivalent. Not sure I can find a better way to pay for DVC dues than that. If it works.

 

[VGCgroupie]

Thanks. Not sure how I feel about that...

I did go ahead and make some Sapphire Reserve Tables reservations for a trip I have coming up to New Orleans. I really needed another reason to eat there... Lol.

I just paid $10 in advanced dues for DVC with my Attune card to see how it codes. Hoping WF adds some more transfer partners. They have 1:2 with Choice, which is pretty good because I have gotten some 1ccp redemptions with them. So 4x points transferred 1:2 turns into 8% equivalent. Not sure I can find a better way to pay for DVC dues than that. If it works.

Let us know know how it codes

 

[Huskerpal]

I have been using my Chase Ink Preferred which gets x3 on travel and has a $95 Annual Fee to pay DVC dues. But I just got a Chase Ink Business Cash which gets x5 UR points for gift cards purchased at office supply stores. So next year I plan on paying dues with Disney Gift Cards.

 

[eticketplease]

I have been using my Chase Ink Preferred which gets x3 on travel and has a $95 Annual Fee to pay DVC dues. But I just got a Chase Ink Business Cash which gets x5 UR points for gift cards purchased at office supply stores. So next year I plan on paying dues with Disney Gift Cards.

Staples has a lot of sales where they will offer Visa and MC $200 cards with the activation fee waived. Office Depot and Office Max will also offer sales on V/MC cards of $15 off $300 in cards. Activation fees are approximately $7.95. So if buying 3 cards you would pay $593.85 and get the 5% back. It gets better for OM/OD as they have many times had Chase offers where they will give you a statement credit as well.

Take these V/MC cards and use them elsewhere to get extra savings on gift cards when offered or just at BJ’s/sam’s club for a smaller extra savings.

 

[Doingitagain]

Citibank Costco VISA did not code as travel, so now I buy DGC, wherever on sale, mostly from Target using my Target Circle card.

 

[muppets3d]

Do any of these credit card rewards programs end up being a better deal than the easy 5% discount by using Disney gift cards purchased with a Target red card?

 

[Tatebeck]

Yes it would. Here is an article showing the possible changes, nothing is confirmed yet though. https://www.doctorofcredit.com/rumor-chase-sapphire-reserve-to-increase-annual-fee-to-795-new-benefits

Sad news if true, especially for new direct purchasers and for dues payments. I would definitely do discounted gift cards and auto draft for dues if that happens. That is what I did this year anyway.

I would probably keep it for a bit at least for the 1.5x redemption bonus. But I could see myself downgrading to the preferred. Or cancelling for a year or so and then signing up for another new member bonus. I haven't done that yet because of the usefulness of the card but if they want to keep raising the price and lowering earning potential, well I gotta get those points somehow lol.

 

[eticketplease]

Do any of these credit card rewards programs end up being a better deal than the easy 5% discount by using Disney gift cards purchased with a Target red card?

Not that I know of but if you double dip and buy gift cards at a discount with your rewards card it is usually much better than the standard 5% red card discount

 

[Tatebeck]

Do any of these credit card rewards programs end up being a better deal than the easy 5% discount by using Disney gift cards purchased with a Target red card?

Sometimes but it can require some work. Accessing special cash back deals at certain places for a boosted cash back usually

Or requiring owning multiple cards. If I can find anywhere to get gift cards that gives 5% cash back on any of my chase cards, when I use my chase points for travel on their portal it gives an extra 50% so that 5% becomes effectively 7.5% and so on.

So I buy gift cards if I can get 5+% cash back on a chase card or anytime I can get them for effectively 10+% off/cash back elsewhere

 

[VGCgroupie]

Do any of these credit card rewards programs end up being a better deal than the easy 5% discount by using Disney gift cards purchased with a Target red card?

No.

 

[muppets3d]

Not that I know of but if you double dip and buy gift cards at a discount with your rewards card it is usually much better than the standard 5% red card discount

I remember Christmas 2023 Costco had Disney gift cards for 10% off I think it was. Plus my Costco VISA rewards plus the Costco executive membership reward. What a great deal. I bought as many as I could. I wish they did it again this year but they didn't.

 

[VGCgroupie]

I remember Christmas 2023 Costco had Disney gift cards for 10% off I think it was. Plus my Costco VISA rewards plus the Costco executive membership reward. What a great deal. I bought as many as I could. I wish they did it again this year but they didn't.

Costco DGC deals is very rare. But you can catch them at Sams Club a couple times per year.

 

[muppets3d]

Costco DGC deals is very rare. But you can catch them at Sams Club a couple times per year.

Yeah, Sam's had them just a few weeks ago.