Banking Question

[iluvdisney]

Okay, now I am really confused Yesterday I made some ressies for later this year. I was told by member services that banking includes your total points - not per contract. I hope she was right because I am getting close to the date of having to bank points from one of my add-ons. Can someone find out the definitive answer to this dilemma? For example, my home resort is 250 with 2 different add-ons at different resorts, 1 add-on of 50, 1 add-on of 100. Does anyone know for sure?

 

[dianeschlicht]

I think as long as you added on direct from Disney, she is right.

 

[drusba]

If they are add-ons with the same use year and you have one member number then you have a total of 400 points that are treated together for banking purposes. Thus, you can bank up to 400 by end of your 6th month in the use year, 200 by the end of 9th, and 100 by end of 10th, and you can do that in any combination. For, example, suppose you use the 250 at your home resort and want to bank the other 150 at other resorts. You can do so by the 50% banking date at 9 months into your use year.

The answer is different if any of those points are in a different use year which would give you a second member number. Points in different use years do not combine for banking purposes but are treated as two separate ownerships.

 

[iluvdisney]

Thanks so much - now I think I've finally got it!