banking points question

[rmasu]

Hi,
Our use year is june. we have 175 points, and are going to use 88 in Nov 2011 at the aulani. If I bank the remaining 87 points we'll have 262 in June of 2012.
I was told by disney that we need to bank the 87 before jan of 2012. So if we bank the points can we use any of the 87 between jan and june and "unbank some of them" We live in Hawaii and a one or two day get away is easy to use the points.
Thanks

 

[keaster]

With a June use year, your points will need to be banked by January 31st.

Your 87 banked points cannot be "unbanked". You would have to borrow points from your June 2012 use year to use for any trips in between.

 

[chalee94]

banking and borrowing are final transactions. you cannot undo them or bank pts again - the pts will expire at the end of their new UY.

your 2010 pts are valid for stays from jun 1, 2010 to may 31, 2011. if you bank them they are valid for stays from jun 1, 2011 to may 31, 2012. if you don't use them for a stay within that period, they would expire.

more info about UY is here if you need it:

http://www.disboards.com/showthread.php?t=1942668