I picked they are to watch. I'm already in Florida, so I watch them anyways. But one wouldn't keep me from going to Disney either.
I didn't go with the inland thing, because I believe that causes a false sense of security. I'm on the SE coast of Florida, Wilma came in from the SW coast, and it was horrible still by the time it got to us.
First time I used my safe room, I thought my house was going to fall apart. Noises I had never heard before. I lost a window in the first half, almost lost my front door in the 2nd half and don't know how my sliding glass doors made it through the entire thing.
I wouldn't worry too much about them. Just watch for them, educate yourself about them. If one is heading your way, have some supplies, listen to officials, and you will be fine.