We have stayed at all the resorts since our first trip to Dis in 1975, and we loved them all. However, it got more and more expensive. When we went on the tour in 1992, I was the one completely opposed to joining, due to the outlay of money. It took a couple more years for me to realize that with what I had paid each year to stay in hotels that I could have paid for DVC. So in 1998 I went down to Disney with the intent of joining if I liked what I heard that time. Since that time I have purchaced two contracts, and two add-ons, and will soon take over a 3rd contract, bringing my total to 700 pts, and 3 of them are paid for. So am I happy with our purchases? You bet! My only regret is not buying at OKW when I had the chance.