Are you a banker or a borrower?

[sumessefui]

We bank and borrow, but usually only small amounts.

 

[SCCaguioa]

No vote for me as well...

For now, to enjoy a long vacation, we do the 300% point option (BANK, CURRENT UY, and BORROW)

Advantage = Long vacations with few points
Disadvantage = 3 years between vacations