Miffy, first I want to say, it is not my intention to hurt you or your feelings -- or anybody here. I am not a Disney insider and I never speak to anybody that is -- that I know of -- although I have wondered about a couple of posters on Disboards.
But, when comparing, to get a true comparison of prices and how much discount the annual passes give, you just look at standard, one-day park hopper tickets.
Annual passes are nothing more than bundled discounts for gate admission with hopper, parking, discounts on merch and food etc.
Multi-day tickets are also nothing more than bundle gate admission with hopper -- without parking, discounts on merch and food etc.
To get a true comparison, skip the already bundled discounts and skip the Florida resident or military tickets. Just use standard, normal, one-day park hopper tickets.
Comparing bundled discount to bundled discount is important when comparing discounts, but not when determining the original discount.
Now, the price for that ticket -- a standard, one-day parkhopper (no water parks or photo pass add-ons) is currently $174 per ticket for September 14, 2022.
https://disneyworld.disney.go.com/admission/tickets/theme-parks/
For the high holiday period at the end of December it is $224 per day.
So, Miffy has an Incredi-pass and she can go to the parks during the high holiday end of year period. Miffy paid $1,104 renewal price for the Incredi-pass plus 6.5% sales tax for a total of $1,175.76. She usually spends 16 days in the parks so that averages out to be $69 per day plus tax (don't include tax in the rate of discount). But, this year, Miffy has only spent 11 days in the parks so far and wants to go another five days between Christmas and New Years. The daily ticket price is $224 per day. So, $69/$224 is 0.3080. 1.00 minus 0.3080 is a 69.2% discount. Wow! A 69.2% discount! Right smack dab in the middle of a high demand period! But, as long as Miffy reserved her
DVC or qualifying resort hotel rooms well in advance and made her park reservations in that package, she can get those dates and use her annual pass to enter the parks.
Now, it really does not benefit you to compare a 9 day multi-ticket discount unless that is exactly how you "do" Disney -- in 9 day trips. Did you see the amount of multi-day cost per day gets more dramatic the longer you stay in one trip? That's because not many people do that. Most people do the three to 5 or 6 day trips. Locals who live nearby do one day at a time. The most common guest who does the big 10 to 14 day trips are the Europeans because of how their vacation time is structured.
Anyway, that is what Disney sees about the annual passholder and the amount of discount. They compare it to the standard ticket prices. They also do the calculations for multi-day ticket entries. Bottom line, there are many prices being paid at those gates on any given day. It is not hard for the family from Denver who pays standard ticket rates and comes every 5 years to out-spend passholder on a per day comparison. (40% higher) But, in a year, the passholder will spend more; not Buffalo Bill and his family from Colorado.
A $3k annual pass might mean you only get multi-day tickets and come once a year. It might mean you gather more money and just pay the freight. That will be your choice.