I got a vanilla visa GC from CVS to do some trials. I tried diong the Increase My Margin trial . It said payment was denied. It was late last night and I thought maybe I hit the numbers wrong so I tried it again . Denied again. Then like a goofball I tried it again while ago. There are 3 pending charges on my GC for 4.95 each which is 14.85. My question is has anyone used this card before and how long does it take those pending charges to drop off? I was trying to do several offers today to make sure I get credit by the end of the month for cashout. I need that $14.85.