Good Morning,
Indian Ridge Oaks is an older developement in a very nice location. Homes are not the big fancy homes in some of the newer areas but would be more than adequate for a great vacation. Furnishings will differ from home to home in any rental community so check closely for the type of beds you want, TV's in all bedrooms, amenities like a game room or hot tub along with the pool. It is not gated and there are about 20% or so of year round residents. You will see kids, a few pets, and the school bus in the area. As in ALL rental communities there will be foreclosures and a few really run down homes, but the vast majority are just fine. I would expect some very good prices for rentals in this area, in the area of $75-$100/night including tax and pool heat. Pool Heat not a problem in the summer.
The location is great for Disney but a longer drive to Universal or Sea World. However, there are no rental houses, only condos and hotels, anywhere close to Universal or Sea World.
You want access to I-4 East for those two parks and if there is lots of traffic on 192, in my opinion having spent 3 months in that area each year for 6 years, I would hop on toll 429 south for 25 cents at the Sinclair Road entrance and merge onto I-4 just a half mile south on 429. Slick, fast, no traffic hassles. To get to 429 is really easy. Turn right or West out of Indian Ridge Oaks, go a short distance and turn left at the 1st street where the overpass for 429 is just ahead of you. After turning left drive a short distance and turn Right on Sinclair and 429 SOUTH will be right there. Pop in $.25 and 429 will turn into I-4 EAST.
So, if you are looking for a rental home, (and we love them for the space, the private pool, the private baths for mom and dad and the kids), this area would work fine for you. I would guess it would be a 20-25 minute drive from your driveway to the Sea World Parking lot.
Good Luck
Ted