I've been a YMCA volunteer for 15 years. I've never heard of this, but that doesn't mean that some Y's don't have the policy. Each Y Association is autonomous - they pay dues to the National Y but set their own rates and membership policies.
Our Y does a huge amount of scholarshiping, on a sliding scale, for those that can't afford the membership fees. No one is turned away because of the inability to pay. We also encourage everyone to volunteer.
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