At this point, it's not right for our lifestyle. In order to get the best rooms, you really need to plan a trip well in advance. Our trips are usually planned no more than 2 months in advance, 3 if we're stretching things, so it would be harder to find what we'd want.
Plus, we really like being able to pick which resort to stay at. I'd like to eventually stay at every resort on property, and that just wouldn't be practical with DVC. Doable, yes, but it isn't necessarily the best use of the money/points.
And, there are a few years coming up that we just may not be able to take a Disney trip. Next year and the year after are two of them. DH has a conference in Hawaii, so we're planning on going to Hawaii next year. Even with his way paid, that's an expensive trip. Then the year after, it's Switzerland! No way I'm missing out on Switzerland!

Time for me to brush up on my German, since what I want to do for that trip is take a drive around Switzerland, Germany, and Austria. Again, that won't be cheap even with his way paid, so we may not make it to DisneyWorld then, either. We'll have to see how finances fall.
With all of that in consideration, DVC just isn't right for us. Yet.
