most posters on this board will be pretty pro-
DVC, so if you want negative opinions you may need to look elsewhere.
(some are a little aggravated at the moment, as DVC has made some changes lately that devalue the membership experience for some - replacing real cups/plates with plastic ones, and worse, revamping the booking procedures, with zero prior notice to membership - that suggest DVC management has little to no respect for its owners and is increasingly indifferent to their opinions. i'm not ready to sell by any means but these sorts of reckless and sudden changes do make me a little nervous...but i digress...)
anyway, while my experience so far has been primarily positive, i will admit that there are lots of good reasons to balk at buying DVC:
1) thousands of $ upfront plus annual fees require a certain level of financial ability and commitment (and you still need to pay for tickets and travel, etc.)
2) commitment to wdw/you fear wdw "burnout" (sorta - while you can trade out, the best value is staying at the DVC resorts)
3) DVC not as "deluxe" as deluxe hotels in some senses (limited housekeeping, sofabeds, no room service at some DVC resorts)
4) you prefer to stay on weekends and weekend point costs are MUCH HIGHER
5) financing a depreciating (sooner or later) luxury purchase is generally a poor idea
6) you are happy offsite or at the value hotels
7) you want to stay at a monorail resort (pending a "BLT" announcement)
8) amenities like a kitchen and washer/dryer have no value for you
9) you don't/can't plan my vacations 6+ months in advance
10) you enjoy hunting for deals/bargains for each trip