You can own 2000 at one resort or 5000 total. I have quite a ways to go before I hit that level. While we were at OKW in November we went to the members' Tuesday meeting and there was a person there with 2000 at OKW and 1000 at HH. The CM giving the presentation asked how he found time to use all the points and he said that he rents them out. The CM about had a a heart attack. The person very quickly added that he gave them to his friends and family as gifts. I don't think that the CM was too happy.