Adding an additional UY

[ercrbc]

I know it is ideal to keep all contracts in the same UY, we currently own a BWV and an OKW with an Oct UY. I thought we were finished, until we took a long weekend to HHI. We all absolutely loved it there, and DH asked if we could use points to come every summer.
Well, I have read enough on these boards to know if you want to vacation at HHI in the Summer months, you need to have home resort advantage.
BUT, after searching through HHI contracts, it seems the Oct UY is a tough one to find. Plus we are looking to vacation in HHI in the Summer, so I wonder if an Oct UY be a bad thing for this contract? (we would almost always use points the last four months)

Would we be better off hunting down an April or June UY? I wouldn't use our HHI pts in Disney, but I could see occasionally using some of our BWV or OKW pts to add on a night or two at HHI. Also, we live less than 3hrs from HHI. If we were ever in a situation to cancel in the last 4mo of the UY, we could be flexible and fit a trip in where there was availability. Or even head to Orlando to use the points if necessary.

So I am asking the experts....what would you do? Wait to find an Oct UY? Or shop around to find an April or June? Or even (gasp!) go direct through Disney for the perfect contract? Thanks!!!

 

[disneynutz]

In your case a different UY may not be a bad idea. It is more work to keep track of but it can be done.

Bill

 

[chalee94]

In your case a different UY may not be a bad idea. It is more work to keep track of but it can be done.

Just make sure that you title the contracts the same and make sure that your Broker, Title Co, and Disney know that this will be a add on to your master contract.

i'm pretty sure a different UY month means a different member number, no matter how its titled. you can only really "add-on" with the same UY.

 

[disneynutz]

i'm pretty sure a different UY month means a different member number, no matter how its titled. you can only really "add-on" with the same UY.

You are correct, that's what I get for not going to bed last night.

Bill

 

[permavac]

If you plan on going every summer then an earlier use year would probably be better. I am in the process of buying a second contract via resale that is a different use year. I do have limited experience already working with different use years because I have gotten point transfers from other members for a few years and they have all had different use years than my contract. It was never difficult to deal with making reservations. I guess it would be different if you were looking to get extra points at your current home resort - that might be a PITA dealing with 2 different use years. But getting a contract for HHI to specifically use at HHI shouldn't be so bad, even if you decide one year to try to combine all your points to use for a big vacation at HHI or WDW. It's not like you're going to have 20 extra contracts to deal with. 2 doesn't seem that bad. My two cents... Good news is - there are great deals out there via resale depending on how many points you want!

Terri

 

[ercrbc]

Thanks y'all, very insightful. I guess I need to really find the PERFECT contract if I am going outside my Oct UY. It does seem a bit sticky if I were to ever try to combine points for a big vacation. I need to know for certain I wouldn't plan to do that, but I know myself well enough to know surely at some point in the next 30 years I will want to do exactly that, lol. I think the risk of canceling during the last 4 months is less an issue given we could make it work to use the points somehow....

Think I'll be patiently browsing for a while. But I may start to sweat it this Nov when I want to make a reservation for June and I can't get in, lol!

 

[Caren90]

Thanks y'all, very insightful. I guess I need to really find the PERFECT contract if I am going outside my Oct UY. It does seem a bit sticky if I were to ever try to combine points for a big vacation. I need to know for certain I wouldn't plan to do that, but I know myself well enough to know surely at some point in the next 30 years I will want to do exactly that, lol. I think the risk of canceling during the last 4 months is less an issue given we could make it work to use the points somehow....

Think I'll be patiently browsing for a while. But I may start to sweat it this Nov when I want to make a reservation for June and I can't get in, lol!

In the meantime, rent or transfer HHI points and then you can give yourself a lot more time to find the perfect contract.
Stephen

 

[ercrbc]

In the meantime, rent or transfer HHI points and then you can give yourself a lot more time to find the perfect contract.
Stephen

Great idea! Thanks!

 

[ELMC]

It does seem a bit sticky if I were to ever try to combine points for a big vacation. I need to know for certain I wouldn't plan to do that, but I know myself well enough to know surely at some point in the next 30 years I will want to do exactly that, lol.

In this case it might be easier to use the bank/borrow features of one of your other contracts to increase your spendable points rather than try to mix points from different contracts.

 

[ercrbc]

Okay, so after doing more calculations and considering the added cost of renting for a couple years while waiting for a tough to find contract, I am back to thinking that purchasing a new UY may be worth the effort in savings.

Could I break down some possible scenerios and see if I am missing anything?

I understand that two UYs means I will balance 2 different membership numbers. How will that work within my online account? Will I have to create a new username, ect to manage the alternate UY contract? Will we be able to pay the dues each year in one payment or will it have to be paid separately?

In the scenerio where I would need to transfer points: Let's say I need an additional 75pts for a few extra nights/bigger room whatever in HHI. I want to plan the trip for June. I would have to transfer the 75points to my HHI account prior to November, so that right at the 7mo window I would be able to reserve or waitlist additional nights/change of room. The only points I could transfer would be current UY points (from either BWV or OKW contracts) and I could NOT bank any remaining.

Question. Do the transferred points maintain their Oct UY? Meaning they will expire if not used by Sept 30? So if I cancelled the vacation in June, I would have to use them or lose them by that time, right?
I would think having a low season like Sept as my expiration month would be a good thing. I should be able to find availability at least at SSR or OKW if I had to plan a last minute trip to use points.

On the other side, if I transferred say 100 HHI pts to my other account to make a huge trip to Aulani or something. I could only transfer current UY from the HHI contract but I could bank/borrow both my Oct UY contracts to stockpile more points into the year I want to make the trip? Is that correct? And if cancelled I would have to use the transferred points by the day before the next UY yes? But could I still potentially bank unused points from the Oct UY contracts into the next UY? (as long as they weren't banked or borrowed points?)

I think I get it but want to be confident I understand all the ins and outs

 

[RobDoc]

...
I understand that two UYs means I will balance 2 different membership numbers. How will that work within my online account? Will I have to create a new username, ect to manage the alternate UY contract? Will we be able to pay the dues each year in one payment or will it have to be paid separately?

Both memberships will show on the same online account. You will not need an additional login. We have had 4 different memberships (and Use Years) and still have 3. Two of those are HH contracts. We have a February and a June UY for our HH accounts. I would look for Feb,Mar,Apr or June Use Years to have the most flexibility for summer reservations at HH.

If you use the auto debit option for your dues, everything will be taken out on the 1st of the month - but there will be a debit for each account. You can pay the entire fee with one payment if you wish but it will need to be credited to the appropriate account.

In the scenerio where I would need to transfer points: Let's say I need an additional 75pts for a few extra nights/bigger room whatever in HHI. I want to plan the trip for June. I would have to transfer the 75points to my HHI account prior to November, so that right at the 7mo window I would be able to reserve or waitlist additional nights/change of room. The only points I could transfer would be current UY points (from either BWV or OKW contracts) and I could NOT bank any remaining.

Question. Do the transferred points maintain their Oct UY? Meaning they will expire if not used by Sept 30? So if I cancelled the vacation in June, I would have to use them or lose them by that time, right?
I would think having a low season like Sept as my expiration month would be a good thing. I should be able to find availability at least at SSR or OKW if I had to plan a last minute trip to use points.

Yes, you would be able to transfer points between the accounts for use at 7 months - but there is no advantge to do since at 7 months you would already be able to make the reservation from your BWV and OKW contracts. Once reserved, MS can link the reservations together into one seamless stay. We have done this many times.

We have never transferred points between our different Use Years and have never had any problem using our points at 7 months. However, transferring points can be done between your different contracts. In our experience there would be no benefit to do so unless it was for a cruise or ABD. Reservations at DVC resorts would not require a transfer unless you don't have enough points from one contract for a single night and needed the transfer to have enough points for that single night.

Yes, transferred points will retain their original (Oct) Use Year and that includes the September 30 expiration date.

On the other side, if I transferred say 100 HHI pts to my other account to make a huge trip to Aulani or something. I could only transfer current UY from the HHI contract but I could bank/borrow both my Oct UY contracts to stockpile more points into the year I want to make the trip? Is that correct? And if cancelled I would have to use the transferred points by the day before the next UY yes? But could I still potentially bank unused points from the Oct UY contracts into the next UY? (as long as they weren't banked or borrowed points?)

Yes, if you cancel a trip using borrowed points, those points would still need to be used by the end of the Use Year into which they were borrowed. Current points from your Oct UY could still be banked into the next UY. Again, transferred points will retain their original Use Year which will affect their actual expiration date.


Sounds like a plan! Enjoy!

 

[ercrbc]

Thanks Doc! That makes so much sense. I don't think the limitations will be an issue for us esp since it would be rare for us to need to combine the points. I think April or June would be a good plan for the UY, and so many more options available through resale! I just hope those aren't the ones Disney is looking to buy back Thanks y'all for the help!