I know this has probably been asked here before, but anyway, if we buy a small add on through DVC I know you get the same UY, but how do they handle the maint fees for the add on and what are the rules as far as banking those points if you don't have the chance to use them before your anniversary date?
Let's say we buy a 50 point add on in Oct and our UY is March and we will not have a chance to use the points until sometime after March. What are the banking rules? We'd be in our 50% banking time. Would they add the 50 points to our original points and then take 50% of that number to figure how many points we could bank?
Are the maint fees pro-rated for the last 3 months of the year or since you can in theory use the 50 points prior to your next UY that you pay the whole years MF?
I hope I'm not making this more difficult than it is, but we definitely are going to add on and think that making small point purchases when we can afford it instead of financing is the way to go.
Thanks for any help you can provide.
Let's say we buy a 50 point add on in Oct and our UY is March and we will not have a chance to use the points until sometime after March. What are the banking rules? We'd be in our 50% banking time. Would they add the 50 points to our original points and then take 50% of that number to figure how many points we could bank?
Are the maint fees pro-rated for the last 3 months of the year or since you can in theory use the 50 points prior to your next UY that you pay the whole years MF?
I hope I'm not making this more difficult than it is, but we definitely are going to add on and think that making small point purchases when we can afford it instead of financing is the way to go.
Thanks for any help you can provide.
but if I am already a member and financed through them and have already done all the paperwork, then decide to do an add-on, I have to do it all again if I'm financing?
