I guess to each his own. I feel that taking the meals and entertainment into consideration is essential. Of course, that all has to do with the way that you vacation. If you go all out on every vacation, I think that the meal and entertainment issue should be considered.
There are some exchanges that are meal inclusive and I think that members often look at that fact when exchanging their points. I am just saying that you should consider the meals included in your decision to using points for cruising.
I would definitely use points again for cruising.
Vicki