A hypothetical situation

[Add-On-Itis]

Would Disney exercise ROFR on that low price per point?

Don't be afraid of ROFR! Disney take back a very small percentage of contract. Even if they do, just find another contract.

 

[Wedgeout]

Would Disney exercise ROFR on that low price per point?

Yes-No-Maybe.
Could get the contract through for let’s say $35. ROFR is any unknown in the dark abyss. Shouldn’t be concerned about it.

 

[airjay75]

And, if a broker ever tells you to come up on your offer because of the potential risk of ROFR, do not listen to them. They are just trying to get you to come up on your price because either they don't think the seller will accept it or they want to make more money off of the sale - they get paid with a percentage commission based off the sales price, so lower $/point means less money for them. They do not represent either the buyer or the seller. They want to get the contract sold at as high a point as possible (although some brokers don't actually seem to care very much - if you make enough offers, you'll find out which ones do and which ones don't).

Keep in mind that Disney does not exercise ROFR simply based on the price - the number of available points in the current year, whether they have potential interested buyers and/or planned sales, and the unit # to which the points belong are all reasons that could make Disney to decide to exercise ROFR. The percentage is so small I would never worry about it when making an offer.

 

[Sandisw]

I’ve since gotten over my FOMO add on. The perks just aren’t worth it for me..unless they have a fire sale..never say never

So..I may or may not be putting in an offer for 250 SSR contract full points for 2025 and 2026.. 93 dollars a point. Thoughts??

Food for thought. Is SSR a place you would be okay staying at if things change and trading is even harder than it can be now?

What if they change the rules and the home resort period is increased at other resorts so trading out is no longer at 7 months?

How about if they add a fee for trading into certain resorts you want to stay at?

These are all things that can happen and given that over time, more resorts will be restricted from resale, we have no clue what other changes.

Be aware that December has the most popular weeks for DVC owners so staying outside your home resort is not an easy trade.

Having said that, I still subscribe that a good deal is one that works best for you and one you feel meets your DVC needs.

So, if you see this being a good mix of home resort and price, then it’s a good deal!

 

[Disdreaming479]

There is one for sale 700 points at SSR!! Looking at points charts , I probably would use them all. But it would be ridiculous to have them all on one contract, wouldn’t it?

Way too big! 200 pts per contract max is probably best. One day after sleeping around several times, you might actually have a favorite or two or three that you want home priority to book, especially in December. I wouldn’t worry about the added closing costs. 700 at any resort might be a difficult sell at any resort as the years wind down.
Plus dvc is actively degrading the resale product. They’re likely to continue this. You’re buying access to one resort with the option to roll the dice at other resorts.
eta: now 700 is not too many total, especially since you’re looking for 1 bdrm. The one bdrm villas are closer in points to 2 bdrm villas than studios but so worth it with the amenities.

 

[melissa70]

Food for thought. Is SSR a place you would be okay staying at if things change and trading is even harder than it can be now?

What if they change the rules and the home resort period is increased at other resorts so trading out is no longer at 7 months?

How about if they add a fee for trading into certain resorts you want to stay at?

These are all things that can happen and given that over time, more resorts will be restricted from resale, we have no clue what other changes.

Be aware that December has the most popular weeks for DVC owners so staying outside your home resort is not an easy trade.

Having said that, I still subscribe that a good deal is one that works best for you and one you feel meets your DVC needs.

So, if you see this being a good mix of home resort and price, then it’s a good deal!

These are some of my fears which is why I need to leave buying direct on the table

You are all correct..I need to keep my first contract on the smaller side..but I want to have enough to start my vacations!

 

[Disdreaming479]

These are some of my fears which is why I need to leave buying direct on the table

You are all correct..I need to keep my first contract on the smaller side..but I want to have enough to start my vacations!

Contracts with banked points are worth waiting for. Mine all had banked points so I have been enjoying some high point vacations, including a two bedroom OV at Aulani this June for 9 nights and 8 night at BRV during spring break in 2 bdrm. I banked some points each year and also had to borrow some points for the summer trip in preparation for the ocean view villa. You can do the same with your first contract while you continue to add on.
I assume the dues will increase 5% each year so I might be happily surprised if they are less.

 

[melissa70]

What do you all think is a good starter for me? Assuming all 2025 points are intact. 170 or 250? I’m looking at two contracts -the one for 170 is 91 per point and 250 wants 93 per point. The one for 170 has 219 points for 2025 and the other has 250 for 2025

 

[🍀TwinsMom]

I vote 250. 170 is still not enough to really play with for 1Bs. Non home resorts at 7 months, yes, you stand a better chance of getting them (1B) but you’re probably going to have to go for the higher view rooms that eat points.

 

[Wedgeout]

Curious on what is the UY’s looking at?

 

[Wedgeout]

Both are just average with one having some banked points. Nothing spectacular. At least they are not stripped. Would like to see them loaded up a bit more.

 

[melissa70]

Curious on what is the UY’s looking at?

September use year

Ugh of course there is drama with the one for 250. It’s a divorce situation and the wife is being difficult according to the agent.

 

[VGCgroupie]

There is one for sale 700 points at SSR!! Looking at points charts , I probably would use them all. But it would be ridiculous to have them all on one contract, wouldn’t it?

Correct, cant say anyone here would say to buy 700 points all at once at one resort

 

[melissa70]

I should probably get the one with 170. It has a 4 star rating on dvcforless ..how much stock do you put in those ratings? It has full points on it and I already have a trip planned for January so I wouldn’t be using this until late 2026/early 2027 anyway

I know some of you will say wait but… I can’t!!!

 

[VGCgroupie]

On that 700 point SSR
Offer them $75 per point. seller pay closing see what happens! Worst case is a no.

For 700 points at once $75 is not nearly low enough for SSR. Not a deal at all

 

[Wedgeout]

September use year

Ugh of course there is drama with the one for 250. It’s a divorce situation and the wife is being difficult according to the agent.

September

All she needs to do is sign lol. Title Insurance for sure on that one.

 

[airjay75]

I think there's basically two ways you can approach resale shopping.

One, decide on a few parameters generally - the resort (or resorts) maybe 1 or 2 UYs you're ok with and a range of points, say 150-350. Then, every time a contract comes up within your parameters, decide on the max you're willing to offer and do as best you can to hold fast to that (and remember, sometimes you can negotiate annual dues and/or closing costs in addition to the $/point). That is typically how people score what we consider really great deals or dvcforless.com 5 star deals - that website can give you a pretty good sense of how good a particular deal would be at different price levels. You have to like negotiation for this path and be willing to have some patience for the right one to come up.

Two, decide on what exactly you want - say SSR, September UY, 250 points with full (or more) current year points. Then, if that perfect contract comes up, you might try to get the price down some, but you're willing to pay a premium because it is exactly what you want. And, if you go this way, you may end up paying more per point, but, over the life of the contract, it is really not terribly meaningful, and can be well worth it.

I chose the first path, but I also already owned direct points and was not in a huge rush. I just saw your last post. I know how hard it is to resist when you've found something you want.

 

[VGCgroupie]

I should probably get the one with 170. It has a 4 star rating on dvcforless ..how much stock do you put in those ratings? It has full points on it and I already have a trip planned for January so I wouldn’t be using this until late 2026/early 2027 anyway

I know some of you will say wait but… I can’t!!!

If you dont need points until late 2026/2027 then buying right now is a mistake to be perfectly honest and straight forward with you.

 

[airjay75]

I should probably get the one with 170. It has a 4 star rating on dvcforless ..how much stock do you put in those ratings? It has full points on it and I already have a trip planned for January so I wouldn’t be using this until late 2026/early 2027 anyway

I know some of you will say wait but… I can’t!!!

If it were me, I'd offer $85/point, seller responsible for 2025 dues, buyer responsible for 2026 dues, and see what they say. And, I'd have in the back of my mind what the max is I'm willing to go.

Keep in mind that, if there are banked points, those points will have to be used before the end of the current UY, so if you're not planning a trip until late 2026, those points would be gone (or you'll have to figure out what to do with them).

 

[airjay75]

If you dont need points until late 2026/2027 then buying right now is a mistake to be perfectly honest and straight forward with you.

This is correct, especially if there are banked points that have to be used before then. And, there is even less pressure with SSR contracts because the 7-11 month home resort priority booking window doesn't really matter. (Well, I guess it might matter if you want to book December 2026 - not up to speed on how fast SSR 1 BRs fill up in December.)