I would love to die like the "Gambler' in that I would break even but since I do not have a crystal ball I do the best I can.
I have never liked being in debt. If people would add up how much they spend on paying interest a year they would be appalled!! We have always lived (very well) beneath our means and it has afforded us a lot of freedom. I like 'used' things that are paid for a whole lot more than new things that keep reminding me of themselves when I get a monthly bill.
There used to be a thing going around the Internet about how much cheaper it would be to live at a Holiday Inn rather than going into a nursing home and how much more comfortable it would be. Since I have many friends in nursing homes and assisted living I am appalled at the prices for such little in the way of 'services' they get.
For some people who have little in the way of vacation days available and/or WANT to go for the whole shebang, going in style is fine for them. I cannot see going deep into debt (except in a few very special cases) to the point that you are still paying for the trip when it is time for the next vacation but to each its own.
I read a thread about people who booked in for the
Free Dining with only a one day ticket and did not go to the parks any other days for a super cheap trip. I would not want to do that but if you are into lounging around the pool and such it might be just the ticket.
We do not drink alcohol (I am an easy drunk and once missed an entire day at DW @$300 a day because of drinking too much cheap beer at POR) so the DDE card would not do us much good on the FD however I am thinking of getting it to cover my other two planned trips. Will break even on the one and make out like a bandit the other.
We have been at DW with our grandkids and when that is not possible I 'adopt' other people's kids for parades and fireworks.
Bonz, you have far too much fun to ever be jealous of anyone, least of all me.

Besides you KNOW that the FD trip is just a precursor to making sure of the best seats for us to watch the parade from WITH you!!
Indiana is in the middle of changing the way they handle elder care with more emphasis on keeping people in their own homes or at least in private homes with more freedom AND for less cost.

I think it is because they know that when MY generation is in need of services they know we are going to have wheelchair races and insist on CCR instead of church socials.
Indy Jammer, would you please go to your front door and wave hi to my bil and sil??
It is awfully hard to think of retirement when you are all so young but that dollar saved today will be worth hundreds tomorrow, if not more. Too many wait until late in life and then they do not have the advantage of decades of compound interest.
There is a thread on the Budget Board about how to become Debt Free. Step by step. It is a game and one that anyone can win!
Slighlty Goofy