dreamin_disney
DIS Veteran
- Joined
- Feb 28, 2008
- Messages
- 3,980
Hello. With my dd being in college and the pandemic savings have been totally different. I’m looking to get back on track.
My dd is in her 4th year of college and will start her last semester in a few weeks
. We chose to help her and pay for on campus housing. Best tips were buying in bulk and splitting food, cleaning supplies and toiletries. I also did survey and earned extra cash. Dd has been virtual learning since March and campus has been closed so I haven’t had to pay housing. I’m still putting the $1000 housing into a savings Incase she had to go back to campus but it doesn’t look like it. I also have around $75 in survey giftcards to Walmart.
Here are some of my plans
$1000 monthly DD’s college housing payment into our savings for emergency
$75 Walmart gift card= will use @ Walmart or Sam’s club for tide, toliet paper etc
$50 Walmart bday gift card @SamS /Walmart Tide, shampoo, toiletries etc
$70 target gift cards will buy Tide, dish soap etc
buy some items in bulk
Cut down on buying things we don’t need
how much should I save for emergency fund? How many mortgage payments?
whats included in emergency fund
- mortgage
- utilities
-???
I’m 48 and Work part time. I need to put more money aside for retirement.
what’s everyone doing about savings?
My dd is in her 4th year of college and will start her last semester in a few weeks

Here are some of my plans
$1000 monthly DD’s college housing payment into our savings for emergency
$75 Walmart gift card= will use @ Walmart or Sam’s club for tide, toliet paper etc
$50 Walmart bday gift card @SamS /Walmart Tide, shampoo, toiletries etc
$70 target gift cards will buy Tide, dish soap etc
buy some items in bulk
Cut down on buying things we don’t need
how much should I save for emergency fund? How many mortgage payments?
whats included in emergency fund
- mortgage
- utilities
-???
I’m 48 and Work part time. I need to put more money aside for retirement.
what’s everyone doing about savings?