2012 dining plans save only 2-10%?!?

havoc315

DIS Veteran
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I noticed on the Disney booking site... In one spot they still claim the ddp can save up to 20%. In another spot, they still claim it saved up to 30%.
This is starting to border on false advertising.
To make the number work out to 20%, you would have to make ridiculous assumptions. (only getting the absolute most expensive items in the absolute most expensive restaurants at all times).

In fact, if you take the mug out of the equation, you are looking at savings of only about 2% per day. Even adding the mug into the equation, you are only saving 6-10%.

For example.... Chef Mickey, peak season dinner. Hardly 1 of the cheaper meals at Disney. $38
Although there are a handful of $20 cs meals, 90% of CS meals are $15 or less.
And while there are a handful of snacks slightly over $4, most are under.
So 38+15+3.50=56.50. There were not cheap meals or skipping entitlements.
But before tax... The savings is a whole $1. Throw in sales tax, and include $3 per day for the mug (which costs Disney pennies)... And you are only talking about 10%.

Even if 2012 menu prices go up a bit, it is hard to imagine realistic scenarios that will bring 20% savings.

So how about this game--- anybody want to try designing a 5 day adult meal plan that achieves overall 20% savings??

Only rule--- must do different meals each day. So you can't load up. On the same $20 Wolfgang Puck Express meal, all 5 days.
 
The claims for peak season differ from the claims for regular and they differ for 2011 from 2012.
2011 QSDP = 15%
2011 DDP = 20-25%
2011 DxDDP = 35%
2012 QSDP = 10%
2012 DDP = 15-20%
2012 DxDDP = 25-30%
(Note, all of these are "up to")

Is it likely that the average family will see the upper echelon of the savings? Probably not. However it's possible, and actually not that difficult.

(Also, apologies if I seem to be stalking you, we've had our back and forth quite a bit, but you know that I like numbers and utilizing them to prove that, while not nearly as good as some make them out to be, the plans CAN and DO work).

Also just saw this:
So how about this game--- anybody want to try designing a 5 day adult meal plan that achieves overall 20% savings??
There's a flaw there. The marketed numbers are not geared toward a single adult. They are pointed toward the typical families of 2 adults and 2 children. As seen below, this works great with your example given for one day. I'll play the 5 day game, but only if it's for what the marketing is designed for (and I'll use the 2012 numbers too) ;).

The Numbers
Warning: Below this line is pretty boring if you aren't as enamored with how it works as I am. Sorry about that.

So, let's use your examples above. First 2011 peak.

Right now, at a price point of 47.99 (peak season DDP), your day above (56.50) the savings is

(56.50 - 47.99)/56.50 = 15% before taxes
(60.18 - 47.99)/60.18 = 20% after taxes

Now, for 2012, the prices go up (I think you are slightly off on your DDP price too, holiday adult is $53.54 not $55 and change)
(56.50 - 53.54)/56.50 = 5% before taxes
(60.18 - 53.54)/60.18 = 11% after taxes

However, these marketing numbers are not aimed at single adult diners, they're aimed at families. So let's bring the wife and kids into play here.

1 Child @ Chef Mickey's = $19.16 in peak
1 children's CS meal = ~$5 (Pecos Bill's)

Put it together and we have:
(38 + 15)*2 + (19 + 5)*2 + 3.50*4 = $168 = 178.92 after tax
DDP 2012 Holiday for 2A 2C = 53.54*2 + 16.02*2 = $139.12

(168 - 139.12) / 168 = 17%
(178.92 - 139.12) / 178.92 = 22%

So, for the typical family, which is what Disney's marketing numbers are aimed at (note the "only $65 per person per night based on a family of 4" text), they are saving 22% (since you ARE saving on the tax, there's no two-ways about that), which is actually over by quite a bit Disney's stated "up to" value for 2012 holidays. And that's with no menu price increases.

Let's use a cheaper dinner shall we? Pecos Bill's lunch again (Adult is around $15 here, so it works) and then let's head to Kona Cafe for dinner. Now, I like steak, it's true. That's what I'm ordering in Sept, so that's what I'll order in 2012. My "wife" (she doesn't exist, neither do my kids, but that's not important right now) feels like Chicken. For dessert, I choose the Creme Brulee and she'll get the cheesecake.

So, Adult meals = 28.99 + 16.99 + 5.99 + 5.49 + 2.69*2 = $62.84
Kids meals are 8.59 each, so that = $17.18

Back to the calculation:
62.84 + 15*2 + 17.18 + 5*2 + 3.50*4 = 134.02
So yes, before tax here we're losing money. However the tax on that is pretty sizable.

134.02 * 1.065 = 142.73
(142.73 - 139.12) / 142.73 = 2.5% - So here, with the cheapest desserts, most expensive item and cheapest item at a non-upcharged meal with no increase in menu item costs, we're only saving 2.5%, but it's still saving (and Kids' buffets are a far better deal than Kids' a la carte meals). Non holiday this same meal would be about a 6.7% savings.
 
Cafeen.. I do not feel you are stalking me. I enjoy your input.

But this "game" isn't about generalized marketing to a family. It's about truth in advertising. If you go to the Disney booking site, and put in 2 adults... They will still claim you can save 20% with the ddp. (by clicking a link, I actually got a claim that it would save up to 30%. They may have been talking about the DxDP, but the wording made it sound like the ddp).

Even in you moderate meal (not cheap.. Just moderate) for a whole family, the savings was only 2.5%.

I am an attorney, and by throwing in a term like "up to 20%" --- using the "up to" only gives you so much wiggle room. Still needs to be a good faith number within the realm of practicality. Especially where the price is not being broken down. (a typical guest booking through the site would not know the specific price of the ddp, they would solely be booking based on the representation that it can save them up to 20%, and it is "recommended by Disney."

So again, as this 20% is advertised as applying to purely adult packages... I ask you how easily you can really achieve a 20% savings over several days? (again, without eating WPE $20 lunch every day, and the most expensive steak on Disney property each and every night).

I would posit that more typical savings would be around 5% for 2 adults with moderate eating expense habits. And 10-15% for the more expensive habits. With numbers under 0% savings for cheaper eaters. I think any real adults would be hard pressed to achieve 20% savings.

In fact, the Disney website has claimed the 20% number for several years in a row. So unless they were significantly understating the number, 3 years ago, it is mathematically impossible for that number to still be accurate today.
 
Hey Cafeen , since your so good with number and IM not . Would it be wise for my wife and I to get the DP Oct 18th-23rd? We never did DP before , IM hoping since last 3 yrs, they offer FD, for us. We like the table service at night. We always bought snacks,(ice cream ) when kids were with us. This time we are doing a solo trip , we havent been on a solo vacation since our honeymoon, long long time many moons.lol Below are the places we are thinking about eat at/some of our favorite spots. Please help with the numbers.
MK--Crystal P
DH--SCI-Fi
Epcot--Le Cellier
AKL--Boma

Lunch we like quick service, no need for ADR's we will just hop in somewhere. Breakfast not big breakfast eaters, may get muffin or coffee at resort.
18th is checkin, so that night we may go to a resort and eat, who knows.
Since its just the two of us, I dont plan on eating alot since we dont have 3 kids with us.

Thanks for you guys help.
 

I will take my stab at it:
The per night price is $53.54 (Peak Season), so for 5 days that would be:
$267.70-$13.99 (Price of the refillable mugs) = $253.71 or $50.74 per day

This means that in order to save the 20%, you must save at least $10.14 per day.

I am assuming that a Park Hopper is used, the parks listed are the primary parks for the day, but there may be others involved. I am also assuming that all curent restaurants will still be available.

All totals for each meal and prices for snacks include a 6% tax

Day 1 - Epcot
Lunch - Le Cellier - Le Cellier Mushroom Filet Mignon - $26.99, Dessert - Maple Creme Brulee - $6.99, Non Alcoholic Smoothie - $4.00 (average price) - Lunch Total: $40.25
Dinner - Tangierine Café - Shawarma Chicken and Lamb Platter - $13.95, Dessert - $2.50, Drink - $3.19 - Dinner Total: $20.81
Snack - School Bread from Norway - $2.64
Day 1 Total - $63.70 - Savings: $12.96

Day 2 - Magic Kingdom
Lunch - Cosmic Ray's Cafe - Bacon Double Cheeseburger - $8.59, Dessert - Tripple Chocolate Cake - $3.59, Drink - $2.49 - Lunch Total: $15.55
Dinner - Braised Boneless Beef Short Ribs - $20.99, Dessert - Pistachio Creme Brulee - $5.99, Drink - $2.29 - Dinner Total: $31.02
Snack - Cheesecake with topping - $4.76
Day 2 Total - $51.33 - Savings: $0.59

Day 3 - Animal Kingdom
Lunch - Yak & Yeti Counter Service - Orange Beef - $10.99, Dessert - Chocolate Cake - $3.59, Drink - $2.49 - Lunch Total - $18.09
Dinner - Wolfgang Puck - Macadamia Nut Crusted Breast of Chicken - $27.95, Dessert - Chocolate Lava Cake - $7.95, Drink - Fruit Blast - $6.95 - Dinner Total - $45.42
Snack - Topped Fudge Cookie from Goofy's Candy Company - $6.30
Daily Total - $69.82 - Savings: $19.07

Day 4 - Hollywood Studios
Lunch - Fairfax Fare - Chicken and Beef Brisket - $13.49, Dessert - Chocolate Fudge Cake - $3.59, Drink - Smart Water - $3.25, Lunch Total: $21.55
Dinner - Mamma Melrose - Charred Sirloin Steak - $27.99, Dessert - Warm Chocolate Truffle Cake - $5.99, Drink - $2.49, Dinner Total - $38.66
Snack - Grapefruit Cake: $7.42
Day 4 Total: $67.63 - Savings: $16.89

Day 5 - Miscellaneous
Lunch - Wolfgang Puck Express - Penne Chicken Alfredo - $15, Creme Brulee - $5, Drink - $2.65 - Lunch Total - $24.00
Dinner - Chef's de France - Filet de boeuf grille, sauce au poivre noir Gratin Dauphinois et haricots verts - $34.99, Dessert - Tarte au chocolat, banane et noix de coco, sauce pralinee - $7.25, Drink - $2.49, Dinner Total - $47.41
Snack - Norway Cheesecake - $5.29
Day 5 Total: $76.70 - Savings: 25.96

Grand Total OOP: $329.18
Savings: $75.47 or 23%

Now I am hungry....:lmao:

I believe everything that I have listed is still available on the dining plan and that prices are as accurate as possible (based on current prices). If you are trying to decide if the dining plan is worth it or not, I would plan on a 5% price increase (10% for CS if they start doing the same to their counter service menus as they are doing out here at Disneyland).

Please note that I did not include any buffets, as I have found that the service at them stinks at WDW, I also do not feel that they are the best value of a TS credit. On another note, there were no other posts, aside from the OP when I started typing this.
 
cmwade... You did it. A slight bit easier than I expected... But still demonstrating the difficulty. You had to basically use the most expensive meals that can be found.
4 out of 5 of your CS meals were over $18... 3 were over $20. But most CS meals are in the 14-16 range.
Most of your dinners and most of your snacks were also the most expensive options.

But yes... You may have saved Disney from a false advertising claim --- if you only eat at the absolute most expensive places, and only order the most expensive items, you can stll save over 20%.
 
Actually, many of my options were not the most expensive at the respective restaurants, some were, but most were about 4 or 5 down the list.

I stuck strictly to what I personally would order. Yes, some of them are higher end, but in general I am not going to get burgers and hot dogs if I can get something better for the same price.

I always pick the higher end snack items for snack credits (I will simply pay OOP for the lower end items in general).

I would estimate that if you ordered only the most expensive items at each location that I used, you would save approximately 27%.

NOTE: It is now no longer worth the 2 dining credits for any of the signature restaurants, so if you want Le Cellier, go for lunch.
 
So are the dinner shows, hoop dee or aloha a good bang for their buck on the ddp? I think you said signatures were not nor buffets. So I'm guessing 1ts meals but higher end priced items is the best bet?

Thanks for the input!
 
It order for the dinner shows to be worth it, they would need to cost around $65. Since the DDP is only good for the lower two tiers, it is not a good value.
 
:worship: I wish I could steal one of you mathematical geniuses to work out my dining dilemma for me! I am so tired of going back and forth on getting the DDP or not!
 
Hey Cafeen , since your so good with number and IM not . Would it be wise for my wife and I to get the DP Oct 18th-23rd? We never did DP before , IM hoping since last 3 yrs, they offer FD, for us. We like the table service at night. We always bought snacks,(ice cream ) when kids were with us. This time we are doing a solo trip , we havent been on a solo vacation since our honeymoon, long long time many moons.lol Below are the places we are thinking about eat at/some of our favorite spots. Please help with the numbers.
MK--Crystal P
DH--SCI-Fi
Epcot--Le Cellier
AKL--Boma

Lunch we like quick service, no need for ADR's we will just hop in somewhere. Breakfast not big breakfast eaters, may get muffin or coffee at resort.
18th is checkin, so that night we may go to a resort and eat, who knows.
Since its just the two of us, I dont plan on eating alot since we dont have 3 kids with us.

Thanks for you guys help.
Off the cuff, without looking at the prices of each place, I'd say that you'd probably be alright. Remember that Le Cellier dinner is 2 TS, so this will bring down the overall savings some, but since it's only one, you may come out ahead.

I know that Boma dinner is around $30, and CP dinner is up there as well. Sci-Fi and Le Cellier will be weaker points though.

Let's take a quick look...
CP Dinner: $74
Boma Dinner: $74
Sci-Fi Dinner: Let's say grilled chicken ($14.50) and Ribs ($22) + Drinks and dessert ($7 and $2): 54.50
Le Cellier: Filet ($41) and NY Strip ($42) (yes, these are the pricey items, but they're also two of the most popular) + Drinks (~$2.50) + Dessert ($7)

Totalling this all up, we get: $304.50
2011 DDP for 2 Adults and 5 nights (regular season) = $459.90
Toss in CS and snacks, average $15 CS, $3 snack * 10 (2 people, 5 nights) = $484.50

Add tax = $516

This is about what it might cost if paid OOP and you ordered all the stuff included (which is very big on the DDP, you can lose savings quick by skipping).

A savings of $56.10 or ~11%

So it's relatively close. If you're interested in the food offerings, and you're going to order the pricier Le Cellier stuff, I'd say it should work out just fine. If you'd rather skip desserts and snacks and such, then it may be better to go OOP.

Now, I hate the All Ears menus some times, as they are super inconsistent with including or excluding tax. I know the Le Cellier and Sci-Fi didn't, but it looks like Boma does (and CP doesn't...). So the numbers may be off by a little bit if I guessed wrong, but it's not a big difference.

So are the dinner shows, hoop dee or aloha a good bang for their buck on the ddp? I think you said signatures were not nor buffets. So I'm guessing 1ts meals but higher end priced items is the best bet?

Thanks for the input!
On DDP, the 2TS experiences (CRT, the Dinner shows, and even the signatures) are not the best use of credits. As illustrated above, they CAN work out, but it's best to use them sparingly on DDP if you must. DxDDP, they are just fine.

It order for the dinner shows to be worth it, they would need to cost around $65. Since the DDP is only good for the lower two tiers, it is not a good value.
Exactly.

The "cost per TS credit" on DDP is roughly $30 for 2011. This is the estimated amount you actually pay for your 1 TS credit. For DxDDP in 2011, this number is around $22, plus at the signatures you get to add an appetizer to your entitlements, making that number ($60 DDP/$44 DxDDP) much easier to hit.

:worship: I wish I could steal one of you mathematical geniuses to work out my dining dilemma for me! I am so tired of going back and forth on getting the DDP or not!
There are many spreadsheets available to help figure it out ;).

In general, so long as you're using the plan as designed, it's a good chance that you'll make out. If it ends up close though, I'd weigh the extra freedom from being OOP with the convenience of pre-paying for DDP.
 
There are many spreadsheets available to help figure it out .

In general, so long as you're using the plan as designed, it's a good chance that you'll make out. If it ends up close though, I'd weigh the extra freedom from being OOP with the convenience of pre-paying for DDP.

Yes, I saw your spreadsheet link in your siggy and have it bookmarked for later...it is too late for my brain to even begin to be able to mess with it now.

I also have the page with all the menus bookmarked (though some haven't been updated in awhile) and plan on trying to figure in what we would be eating and compare to the cost of the plan. We (me, DH, DD8 & DD5) hardly ever order appetizers and RARELY have any room left for dessert after a meal. DH is the only one of the four of us who is really a big eater (if there is anything on the menu with the words "platter" or "feast" in it, that's what he'll get), another reason why I'm hesitant.

I also really am concerned with trying to use all the TS credits if we went with the DDP, as I hate to have a reservation EVERY DAY and having to make sure I'm watching the clock, so I was considering the QSDP, but I do know we want to do at least one character meal for the girls, and maybe another TS meal (DH saw the aforementioned "feasts" at Marrakesh and wants to go there now).

So, I am trying to decide between:

A. DDP & dealing with all those ADR's.
B. QSDP & paying OOP for a TS or 2.
C. OOP all the way.

Yay for lots of number-figuring. :banana: Good thing I have more than a year to figure it out :laughing:
 
I will try to make an extremely simple spreadsheet.....Google Docs seem to be down right now, but I think I have it figure out how to make it so you only need to enter three numbers to calculate the value of the dining plan.

Ok, I got it, there are indeed only three numbers to fill in: Number of Nights, How much you normally spend on food when dining at home (counter service and table service type places).

Here is the link to the spreadsheet:
http://www.wades4ever.com/uploads/2/4/2/9/242946/disney_dining_plan_value_calculator.xls

Please note that it is not as accurate as some of the others, but is meant to be a fast, simple way to calculate potential savings or losses based on your actual habits.
 
Cafeen.. I do not feel you are stalking me. I enjoy your input.

But this "game" isn't about generalized marketing to a family. It's about truth in advertising. If you go to the Disney booking site, and put in 2 adults... They will still claim you can save 20% with the ddp. (by clicking a link, I actually got a claim that it would save up to 30%. They may have been talking about the DxDP, but the wording made it sound like the ddp).

Even in you moderate meal (not cheap.. Just moderate) for a whole family, the savings was only 2.5%.

I am an attorney, and by throwing in a term like "up to 20%" --- using the "up to" only gives you so much wiggle room. Still needs to be a good faith number within the realm of practicality. Especially where the price is not being broken down. (a typical guest booking through the site would not know the specific price of the ddp, they would solely be booking based on the representation that it can save them up to 20%, and it is "recommended by Disney."

So again, as this 20% is advertised as applying to purely adult packages... I ask you how easily you can really achieve a 20% savings over several days? (again, without eating WPE $20 lunch every day, and the most expensive steak on Disney property each and every night).

I would posit that more typical savings would be around 5% for 2 adults with moderate eating expense habits. And 10-15% for the more expensive habits. With numbers under 0% savings for cheaper eaters. I think any real adults would be hard pressed to achieve 20% savings.

In fact, the Disney website has claimed the 20% number for several years in a row. So unless they were significantly understating the number, 3 years ago, it is mathematically impossible for that number to still be accurate today.
I looked at the page again, and you're right. It says "20% per adult". Guess I need new glasses :).

I believe 2 years ago it did say 25%, but I was a newbie to all this stuff back then and I could be remembering incorrectly. At least they are dropping it down for 2012 though (currently says up to 25% for 2011).

So, with that said, let's see what I can come up with.

5 Nights, 1 Adult (Me!). I'm picky, so it's going to be a lot of steak, it's not for the numbers, but it's just the way it is. I don't eat seafood, chicken, turkey, etc. Pretty much red meat and sausage only.

All breakfasts in-room if I bother to eat them. I don't like breakfast, deal with it :p.

Prices are pre-tax/post-tax

Day 1
Arrive @ ~ 10am, head to Epcot
Lunch: Cantina de San Angel.
Tacos de Carne, Sprite, Churros: $18.40/$19.60

Snack: Kringla Bakeri: Cloudberry Horn: 3.09/3.30

Dinner: Tutto
Casareci, Sprite, Tiramisu: $37/$39.41

Day 2
MK
Lunch: Pecos Bill's
Deluxe burger, Sprite, Carrot Cake: $15.17/$16.16

Snack: Mickey Bar: 3.50/3.73

Dinner: Kona Cafe
NY Strip, Sprite, Banana-Chocolate Creme Brulee: 37.67/40.12

Day 3
AK
Lunch: Restaurantosaurus
Dig Site Salad (No olives please), Sprite, Mousse: $14.67/$15.63

Snack: Harambe Fruit Market: Jalapeno Cheese Stuffed Pretzel: 4.29/4.57

Dinner: Boma: 36.99/39.40

Day 4
DHS/Epcot (Yes, I bought hopper tickets, because I don't really like anything for dinner in DHS :p)
Lunch: Backlot Express
Burger (hold the special sauce), Drink, Parfait: $15.27/$16.27

Snack: Boulangerie Patisserie: Napoleon: $3.70/$3.95

Dinner: San Angel Inn
Sirloin con Chilaquiles, Drink (no price on menu, guessing $2.50), Moras con Cajeta: ~$38.50/$41.01

Day 5:
Leave in AM

Totaling it all up:
Pre-Tax: 228.25
Post-Tax: 243.15
DDP Cost (2011): 183.96
DDP Cost (2012): 206.16

2011 Savings: $59.19 or 32%
2012 Savings: $36.99 (heh) or 15%

However, changing my order at Tutto to the Short Ribs and going to Flame Tree instead of Restaurantosaurus would change it 2012 to:
Tutto: 41/43.67
Flame Tree: 16.57/17.65

Total Pre-Tax: 234.15
Total Post-Tax: 249.43, 2012 savings: $43.27 or 17%, so a bit closer. I don't think 3% is something to bicker over, as it's actually very close to what I would do myself.
 
I looked at the page again, and you're right. It says "20% per adult". Guess I need new glasses :).

I believe 2 years ago it did say 25%, but I was a newbie to all this stuff back then and I could be remembering incorrectly. At least they are dropping it down for 2012 though (currently says up to 25% for 2011).

So, with that said, let's see what I can come up with.

5 Nights, 1 Adult (Me!). I'm picky, so it's going to be a lot of steak, it's not for the numbers, but it's just the way it is. I don't eat seafood, chicken, turkey, etc. Pretty much red meat and sausage only.

All breakfasts in-room if I bother to eat them. I don't like breakfast, deal with it :p.

Prices are pre-tax/post-tax

Day 1
Arrive @ ~ 10am, head to Epcot
Lunch: Cantina de San Angel.
Tacos de Carne, Sprite, Churros: $18.40/$19.60

Snack: Kringla Bakeri: Cloudberry Horn: 3.09/3.30

Dinner: Tutto
Casareci, Sprite, Tiramisu: $37/$39.41

Day 2
MK
Lunch: Pecos Bill's
Deluxe burger, Sprite, Carrot Cake: $15.17/$16.16

Snack: Mickey Bar: 3.50/3.73

Dinner: Kona Cafe
NY Strip, Sprite, Banana-Chocolate Creme Brulee: 37.67/40.12

Day 3
AK
Lunch: Restaurantosaurus
Dig Site Salad (No olives please), Sprite, Mousse: $14.67/$15.63

Snack: Harambe Fruit Market: Jalapeno Cheese Stuffed Pretzel: 4.29/4.57

Dinner: Boma: 36.99/39.40

Day 4
DHS/Epcot (Yes, I bought hopper tickets, because I don't really like anything for dinner in DHS :p)
Lunch: Backlot Express
Burger (hold the special sauce), Drink, Parfait: $15.27/$16.27

Snack: Boulangerie Patisserie: Napoleon: $3.70/$3.95

Dinner: San Angel Inn
Sirloin con Chilaquiles, Drink (no price on menu, guessing $2.50), Moras con Cajeta: ~$38.50/$41.01

Day 5:
Leave in AM

Totaling it all up:
Pre-Tax: 228.25
Post-Tax: 243.15
DDP Cost (2011): 183.96
DDP Cost (2012): 206.16

2011 Savings: $59.19 or 32%
2012 Savings: $36.99 (heh) or 15%

However, changing my order at Tutto to the Short Ribs and going to Flame Tree instead of Restaurantosaurus would change it 2012 to:
Tutto: 41/43.67
Flame Tree: 16.57/17.65

Total Pre-Tax: 234.15
Total Post-Tax: 249.43, 2012 savings: $43.27 or 17%, so a bit closer. I don't think 3% is something to bicker over, as it's actually very close to what I would do myself.

And with reasonable 2012 price increases... Can be around 20%.
Though personally, I couldn't eat that much steak in a week.

I feel that pricing used to be based off dinner buffet pricing. If you ate a buffet dinner, and used all your entitlements reasonably, you saved about 20%.
Now, it seems the breakdown is more like:
Meal plan maximizer, who makes a conscious effort to maximize every entitlement -- 25%+
steak dinner eater -- regularly spending $40+ dinners, and CS lunches -- nearly 20%
buffet dinners, CS lunches -- around 10%
A TS luncher -- lunch buffets, sandwiches, burger at Sci Fi, etc -5% to 5% savings

And finally -- any breakfast eater -- if you use CS or TS for breakfast, probably negative savings. (combining 2 extremes... CS breakfast, with steak dinner, savings perhaps of 0-5%)
 

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