Not sure how many are in your party - but with larger parties, IMO, it is easier to 'stretch' your credits.
My family of 4 rarely has 4 CS credits at one time. And we always get at least one night the 2CS for a large pizza at the resort food court - so we all eat dinner for only 2 CS credits.
Between sharing meals...making some meals from snack credits (esp. dd who is picky - sometimes she prefers a smoothie, bagel and dessert for her meal)...and bringing cereal in our luggage and having that (plus half of a cinnamon loaf that we split from Main St Bakery) for most of our breakfasts makes it pretty easy to stretch our credits to cover doing at least one 2 credit meal during a 7 or 8 night trip.
In fact, we prefer this as we get so sick of eating so much food by about the 5th day - we don't WANT big buffets or TS meals every day. So we'll schedule 1 or 2 two credit meals and then just stretch our CS credits over the rest of our days. We never spend anything OOP. And we always get just the regular dining plan. Plan out the credits - it can work!