SeaSickPsycho
DIS Veteran
- Joined
- Nov 3, 2007
- Messages
- 618
Clark would say to wait closer to 2009 before buying. Unfortunately a foreclosure will be a buyer's gain.
Not sure when her started offering advice.
Clark and Dave differ on Debit cards. Dave is all for them, Clark calls them piece of trash fake Visas. We use American Express for EVERYTHING and pay it off every month.
Dave would say do the envelope system after you budget and pay cash or use the debit card. He says people spend about 18% less when they pay cash because laying out three $20s has some pain to it, where charging $60 has no emotion attached. We just do not want that kind of cash lying around the house but we are going to try it.
Our first goal is to get a will and life insurance. The people we want DD to go has changed but now that we are traveling without her we know a will is important.
We need a will too. I won't be able to sleep tonight thinking DH brother might fight to get our kids. I thought about letting DD(18) get them if she wants. I don't think DS and DD could make it with out big DD if something happened to myself and DH. But then she is only 18. We have husbands best friend who we supported during the last six years of his medical education. He is stable but has three of his own and two neices already.