use years

I'm curious. If can only choose between one of these 3 UY combinations (Feb/Oct, Apr/Oct, or Jun/Oct), which one would you choose and why? Here is a visual to help you decide how to answer the question.

https://dvcfan.com/ posted a link to this blog yesterday: https://www.dvcresalemarket.com/blog/what-is-a-dvc-use-year-and-does-it-matter/?utm_source=partner&utm_campaign=dvcfan I believe a very similar article was posted a few years ago when I was researching DVC. I found that one to be a...

Use Year Visual

I have 3 use years so I drew mine out (attached) below and then converted to an actual online spread last week. The stars denote when i need to bank. The arrow shows bank or borrow and I yellowed out my point numbers. Different colors denote different use years. What does yours look like?