Excellent advice..my son worked for just this type of dealer (long story and he had no clue this was going on..in fact a car he owned he thought was sold is still not clear..but at least the dealer is still paying it..all kinds of lawsuits starting. Anyway..beware)
Congrats on your plan and dedication! I also have a degree that I don't use, and work way below my wage ability..but..and I don't know if this would work, but maybe if you have time you could get a second part time job. I work about 8 hours a week at an entertainment store and that amount certainly helps..would even cover a small car payment if you needed to do that for awhile. Or..could your DH do a little somethiing extra at night? Delivering pizzas or something?
My part time work includes two jobs currently for about 28hrs a week. This summer I'm planning on doing another job so I will work as much as problem. Unfortunately my husband job has many on call hours so it's difficult to get weekend stuff and with and 11yr old and 3 teens and me gone 2 school nights it just isn't practical. Thanks for the ideas. PS my hubby would never deliver pizza...LOL