I've read all sorts of recommendations for back packs/shoulder bags, etc., but I really don't want to carry those around. Right now I'm considering either a fanny pack or cargo shorts. I want to carry as little as possible (but still be prepared, kwim). I'm just not a pocket book kind of person. What kind of fanny pack would you recommend? Oh, and I know this is probably the silliest question ever , but when wearing a fanny pack, does that mean the pouches are behind you or in front of you? I want something in front of me that's totally hands-free. Thanks so much!