You can usually get better coverage for less money elsewhere. If you are flying to FL, Disney's insurance won't cover the airfare unless DCL books it. DCL's policy also doesn't cover pre-existing conditions.
I found mine through www.squaremouth.com . Similar to insuremytrip, but I like this format better, plus if they receive a complaint about a company they stop listing them. This time I'm using Travelsafe that I booked through this site because they offer "cancel for any reason" coverage. Last time I used Access America directly.
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