Travel insurance

Discussion in 'Disney Cruise Line Forum' started by itutorfortravel, Jan 18, 2009.

  1. itutorfortravel

    itutorfortravel I tutor high school math to pay for my travel addi

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    I am going to pay off our cruise in the next couple days. When I booked I told DCL to add the insurance but now I am thinking I would like to consider another carrier. My questions are:

    Is this just a matter of telling DCL to drop the insurance from my price and pay the new balance?

    I did not buy travel insurance when we first booked b/c I knew there would be a possibility our plans might have to change and I didn't want to lose the insurance premium if we did change plans..I can still buy travel insurance through another carrier even if I booked this back in December, can't I? I know I won't get the pre-existing coverage, but other than that are there any problems doing this? Should I buy the insurance before or after I pay off the cruise?

    Anyone use Travlex Deluxe? I see Travelex has an A+ rating on insure my trip so I am leaning towards them.
     
  2. mousetravel

    mousetravel DIS Veteran

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    I always used TravelGuard. They have really good prices.
     
  3. NancyIL

    NancyIL DIS Veteran

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    21,584
    If you buy the insurance from CSA (the "Luxe" policy) or HTH Worldwide - they will cover pre-existing conditions as long as you purchase the insurance within 24 hours of making your final trip payment.

    If you don't care about having pre-existing conditions covered, Travelex does have two good policies, and they cover kids under 16 for free.
     
  4. lbgraves

    lbgraves Little Cinderella's Mommy

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    Yes, you can just call DCL and tell them you want to cancel the insurance before you pay the balance in full and it will be deducted from your balance.
     

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