I know, I know...I have read and read and still feel dumb about DVC... Here's my deal, lay it on me.... what are your thoughts... I go to DL about 4-5 times a year for 2-3 days at a time and have been doing this for years and plan to continue forever Sometimes I book a trip only like 3 months out, I suppose I could plan better I like to stay on site I don't need a lot of space, sometimes the whole fam comes out and we get 3 rooms. I try to get out to WDW every 5 years (planning in November this year), not picky where I stay out there, but onsite for sure. Resales scare the poop out of me Have about 5K now Disney cruise is 3 years Not really trying to plan for using it other places I am a bottom line kinda girl...what's my bottom line? I don't want to go listen and then jump without some opinions..going back to DL in 3 weeks, was going to go ont he "tour" then! THoughts? THANKS!