So we have been wavering about whether or not it would be worth it to get a TIW card this time. We've always either just paid straight OOP or had free dining because no one has had an AP before. Well, I currently have a Premium annual pass for DL. I am thinking of upgrading to the premier AP (cost would be about $400 or so) instead of buying a 5 day PH for this trip (which is about $350). Doing this would allow me to buy the TIW card for $75. Combining the difference between the tickets and the cost of the TIW card would be about $125. It's going to be 3 adults (me, my mom, and my dad). Right now our dining plans are: Crystal Palace for lunch The Plaza for dinner 50s Prime Time for lunch Sci Fi for dinner (I think???...it's a 4:20 ADR) Rose and Crown for dinner 1900 Park Fare for dinner Liberty Tree Tavern for lunch Either whispering Canyon Cafe or the Wave for lunch We are also staying at POP and I know the CS there is also part of TIW. To me, it seems like we would definitely benefit us. We always tip 18% so that's not an issue. But with 3 adults and 7 or 8 TS meals, I feel like we are going to save some money. But I would like to hear other people's experiences using TIW. Also..is it 20% off the check BEFORE or AFTER tax? Because I think that would make a difference as well.