just put down deposit today for ssr.Yeh!thanks to everyone for answering all my questons.( floridafam,caskbill thanks a lot) i just have another queston about my 2003 pts.i am hoping to close in the next month and i was given febuary as my deposit month. i got the impression from jullie at dvc that because i took the $10 reduction in pts that i wouldn't get my 2003pts.that my 2004pts would be in my account in febuary. i was hoping i would get my 2003 pts so i could bank them and use them next summer.in fact i bought more pts(225)because i wasn't going to have enough next summer because i wouldn't have 2003 banked for the summer of 2004. but reading a couple of other post they seem to think they are getting there 2003pts? i have kind of rushed thru this the last couple of days because i thought i could get it closed and the deed recorded this year so i could bank my pts for 2004? i'm gonna call julie in the am to see if i misunderstood her or not.i was asking a hundred queston at once. thanks again everyone and i so happy we're in the dvc family.